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CALL FREEDOM 01223 446914

Monday to Friday 9am - 2pm
Closed Bank Holidays

(Web chat available during opening hours)

Contact Us

Call Freedom 01223 446914

Monday to Friday 9am - 2.00pm

Closed Bank Holidays

(Web chat available during opening hours)

Polycystic Kidney Disease & Travel Insurance

The PKD Charity is a UK based charity dedicated to helping people affected by PKD by providing information, advice and support to patients and families as well as raising awareness of the condition.


Freedom Travel Insurance policies are designed to include cover for declared pre-existing medical conditions and will protect you, subject to policy terms and conditions, in the event of:

  • Cancellation or Curtailment - Up to £3,000
  • Medical Expenses & Repatriation - Up to £5,000,000
  • Replacement of Lost Medication - Up to £200
  • Baggage - Up to £1,500 
  • Personal Money - Up to £250 cash (£50 for under 16s) and up to £250 all other personal money and documents
  • Single Article limit - £250
  • Personal Accident - Up to £15,000
  • Personal Liability - Up to £2,000,000
  • Travel Delay - Up to £100
  • Travel Disruption Cover is included as standard
  • Policy Excess - £75

Help is never far away with our 24 Hour Medical Assistance helpline.

We base our quotes on your current medical status at the time of taking out your policy. Freedom Travel Insurance is underwritten by AXA Insurance UK plc. Terms, conditions, exclusions and limitations apply. Although we will try to offer a travel insurance solution to every applicant, we can't guarantee a quote for every circumstance. 

Man by the water

Travel Insurance For Polycystic Kidney Disease

Freedom’s Polycystic Kidney Disease (PKD) cover is designed to take care of emergency medical expenses when abroad or if you find yourself in a position where you become unwell and cannot travel, we will cover up to £3,000 per person to cancel the holiday. We cover all the basics too, like loss of baggage, money and personal accidents. Our priority is to make sure our customers travel with the right level of cover and to treat people fairly. To do this, we assess each individual case by conducting a medical screening and base our prices on current health status.

Freedom has no hidden costs, our excess fee is £75 should you need to make a claim and unlike the majority of other travel insurers, we do not operate a ‘change in risk’ clause, so if you do have a change in health status or medication after taking out a Freedom policy, we won’t charge you extra or cancel your policy.

Get a Quote

Quote 'PKD' when buying Freedom cover over the telephone and we will make a donation direct to the PKD charity at no extra cost to you.
Travel insurance advisor with headset

Things to Know When Applying For Cover

Polycystic kidney disease is not a condition automatically covered by travel insurance policies, so it’s important that you declare it and any other medical conditions you have been diagnosed with. You can apply for Freedom’s cover online or if you prefer to talk to someone, we have a friendly and experienced team of travel insurance agent who can help guide you through the process.




To help assess your current health status Freedom is interested to know:

  • Has this condition led to any impairment of kidney function?
  • Are you on dialysis?
  • Have you had a kidney transplant?
  • Are you awaiting dialysis or a kidney transplant?
  • How many medicines do you take for this condition?
  • Have you been referred to a kidney specialist?
  • Have you had any bladder or kidney infections in the last 12 months?


If you're on dialysis, you will need to arrange to have it when abroad and normally; the renal unit at the hospital or your doctor can help with this. Please beware, the cost to receive dialysis, other than as emergency treatment, will not be covered by a Freedom policy.

For those of you that are on a waiting list for a kidney transplant, you will need to inform the hospital, who will remove you from the list for the period of time you are due to be away. Freedom cannot cover people travelling against a doctor's advice or the cost to cancel or cut a holiday short should you remain on the list and be called up because a kidney becomes available.

Get a Quote

Freedom has no hidden costs, just a £75 excess should you need to make a claim.
PKD Charity Logo

Help Support The PKD Charity

This charity provides information, advice and support to those affected by polycystic kidney disease and fund research into determining the causes to help discover treatments and a cure. You can help support the vital work of this charity by quoting ‘PKD’ when buying Freedom’s travel insurance over the telephone or when purchasing cover online via the ‘get a quote’ button on this webpage. For each policy sold via these routes, Freedom will make a donation to the charity at no extra cost to the buyer, whether you have polycystic kidney disease or not.


There are various ways in which you can help the PKD charity; by volunteering, fundraising or purchasing products via their online shop. Details can be found on their website. If you would like further information about the PKD charity or need some support, you can get in touch by:

T: 0300 111 1234

The PKD Charity, 91 Royal College St, London, NW1 0SE

Registered Charity: England & Wales No. 1085662. Scotland No. SC038279