It’s not the most exciting part of the process, we’ll admit, but it really is one of the most important, especially if you have a pre-existing medical condition.
The trouble is, finding cover that genuinely protects you can feel like hard work. Prices vary hugely between insurers, and it’s not always obvious what you’re getting for your money. That’s exactly why we built Freedom the way we did with up to 17 options for cover from a panel of leading insurers, including A-rated providers. That way you can easily compare quotes and choose the one that best suits your needs.
Why Should You Compare Travel Insurance Rather Than Go With The First Quote You See?
It’s easy to fall into the habit of assuming you’re already covered, maybe through an insurer you’ve always gone with or through your bank account. But when you have a pre-existing medical condition, that assumption can be a costly one.
Take bank travel insurance. It’s a great perk, and for some people it works perfectly well. But most packaged bank accounts place strict limits on medical cover, and pre-existing medical conditions are often excluded.
The same goes for mainstream comparison sites. A low price can be tempting, but does it cover everything you need? At Freedom, you can compare multiple levels of cover from different insurers side by side, making it much easier to find the most appropriate cover at a price that works for you, with the support of our friendly, medically-aware contact centre team.
How Much Does Travel Insurance With Medical Conditions Actually Cost?
It’s a common concern: Will having a medical condition make travel insurance expensive? The honest answer is that it all depends on your condition, your destination, and the length of your trip. Everyone’s quote will be different. What we can tell you is that comparing several different travel insurers gives you a far better chance of finding suitable cover at a price that works for you. Prices with Freedom can start from as little as 75p per day*; that’s the cost of a biscuit with your morning cup of tea. However, as everyone’s circumstances are different and subject to change, the best way to find out is by getting a selection of quotes that cover your medical conditions, all at once!
What Should You Look for When You Compare Holiday Insurance?
It’s worth checking the essentials; things like medical limits, cancellation cover, and excess, are all important but, above all, make sure your pre-existing medical conditions are covered. Once you know what to look for, comparing travel insurance will become a lot less overwhelming than it sounds. We’ve put together a useful guide to help you. Just click here.
Thanks for reading,
Rosie at Freedom ✈️
*Quote based on an individual, age 20, travelling to France for 5 days with Asthma declared as a pre-existing medical condition. Quoted £3.77 on 17/03/2026.
