Can I Get Travel Insurance if I’m on a Waiting List?
Simply put, yes you can – being on a waiting list doesn’t mean your travel plans should be put on hold. However, it’s important to understand how your medical status can affect your insurance options. Some insurers may have restrictions or exclusions related to pre-existing conditions or waiting lists. That’s where we come in – we specialise in finding insurance solutions that fit your unique situation, even if you’re awaiting medical treatment.
How to Get Travel Insurance Whilst on a Waiting List
When you obtain a travel insurance quote on our website or with our UK-based contact centre team, we’ll ask if you’re awaiting surgery, tests, treatment or investigation. If you’re awaiting treatment for a diagnosed condition (note – your condition must be diagnosed!), then you’ll need to answer Yes to this question.
As you are aware that further testing, treatment or investigation is required, our insurers will not provide cover if this results in the cancellation of your trip or curtailment (cutting short your travel plans to return home early).
Getting the Right Cover
- Honesty Is the Best Policy – Always disclose your medical information in line with the policy declaration. This ensures your policy is valid and that you’re fully covered should a medical emergency arise during your trip.
- Specialist Providers like Freedom – Freedom compares a range of travel insurance products, but only a select few are available if you’re awaiting treatment or tests. Let us help you find the right cover to suit your needs.
- Consider Adding Extra Cover – Some policies offer extras such as cruise or gadget cover for added peace of mind. We can help you understand if these are right for you.
Why Choose Freedom?
Over 7 million people in the UK are waiting for treatment, and we know this can make it challenging to find appropriate travel insurance for your medical conditions. Freedom offers a range of products from A-rated insurers and reputable partners to keep your holiday plans on track.
Thanks for reading,
Rosie at Freedom ✈️
