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What Is a Policy Schedule In Travel Insurance?

Not sure what a travel insurance policy schedule is? Don’t worry, it’s simpler than it sounds. Here’s a quick explanation to help you understand it before your next adventure.

When you buy travel insurance, you’ll usually receive a document called a policy schedule. Think of it as the “snapshot” of your cover. It sets out the key details of your policy in one easy place, so you don’t have to wade through pages of small print.

Your policy schedule typically includes:

  • Your name and policy number

  • Travel dates and destinations covered

  • The type of plan you’ve chosen

  • Key benefit limits (such as medical cover, baggage, or trip cancellation)

  • Any optional extras you’ve added

Why does this matter? Because if something goes wrong while you’re away, this is the first document you, or your insurer, will refer to. It’s your go-to proof of cover.

Top tip: Always keep a copy of your policy schedule (digital or printed) with you while travelling. That way, if you need to make a claim, you’ll have all the details ready to hand.

 

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