It’s a question many travellers ask – when is the best time to buy travel insurance? The simple and widely recommended answer is… book your travel insurance as soon as you book your trip.
In fact, Martin Lewis, the well-known money-saving expert, has repeatedly stressed that buying travel insurance immediately after booking your holiday is essential. Why? Because travel insurance doesn’t just cover you during your trip, it also protects you before you travel.
Why Booking Travel Insurance Early is So Important
Travel insurance is not just about mishaps abroad – it’s about the unexpected that can happen before you even pack your bags. From cancellations to sudden illness, early cover ensures you’re financially protected as soon as your holiday is booked.
Key reasons to book early:
- Cancellation cover starts immediately: If you purchase single trip cover, cancellation protection is in place immediately, giving you financial protection if you have to cancel your holiday due to an illness or other covered reason. Early insurance means you don’t lose your money.
- Natural disasters or travel disruption: If events like volcanic ash clouds or political unrest happen before your departure, early insurance ensures you’re covered.
What Martin Lewis Says About Travel Insurance Timing
According to Martin Lewis, founder of MoneySavingExpert.com, “Travel insurance is often seen as an optional extra to buy just before you travel. But if you’ve booked a holiday, you need insurance right away – otherwise, you’re not covered if something goes wrong before you go.”
It’s advice echoed by travel experts across the UK: booking travel insurance at the same time as booking your holiday is the smartest move.
What If I Forgot to Buy Travel Insurance Early?
If you’ve already booked your holiday and forgot to sort insurance, don’t worry – book it today. While you won’t be covered for anything that’s already happened, you’ll still be protected for everything from this point forward, including:
- Medical emergencies abroad
- Lost luggage
- Flight delays or cancellations
The sooner you book, the better.
Freedom Insurance: Helping You Travel Confidently
At Freedom Insurance, we specialise in providing reliable, UK travel insurance that suits your needs, whether you’re jetting off on a beach holiday, backpacking around Europe, or taking a once-in-a-lifetime cruise.
We even offer pre-existing medical conditions cover, giving you complete peace of mind from the moment you book..
To recap, here’s why you should book your travel insurance as soon as you book your trip:
- Immediate cancellation cover
- Protection from life’s unexpected events
- Travel experts recommend it
- It could save you thousands
Ready To Get Covered?
If your trip is booked, don’t delay. Click here to get a travel insurance quote with Freedom today.
