CALL FREEDOM 01223 446914

Monday to Friday 8.30am - 5.30pm
Saturday 9.00am - 5.00pm
Closed Bank Holidays

Contact Us

Call Freedom 01223 446914

Monday to Friday 8.30am - 5.30pm

Saturday 9.00am - 5.00pm

Closed Bank Holidays

European Travel Insurance

From the Grand Canal of Venice to Azerbaijan’s capital Baku, Freedom Travel Insurance offers cover for most European destinations.


Freedom Travel Insurance policies are designed to include cover for declared pre-existing medical conditions and will protect you, subject to policy terms and conditions, in the event of:

  • Cancellation or Curtailment - Up to £3,000
  • Medical Expenses & Repatriation - Up to £5,000,000
  • Replacement of Lost Medication - Up to £200
  • Baggage - Up to £1,500 
  • Personal Money - Up to £250 cash (£50 for under 16s) and up to £250 all other personal money and documents
  • Single Article limit - £250
  • Personal Accident - Up to £15,000
  • Personal Liability - Up to £2,000,000
  • Travel Delay - Up to £100
  • Travel Disruption Cover is included as standard
  • Policy Excess - £75

Help is never far away with our 24 Hour Medical Assistance helpline.

We base our quotes on your current medical status at the time of taking out your policy. Freedom Travel Insurance is underwritten by AXA Insurance UK plc. Terms, conditions, exclusions and limitations apply. Although we will try to offer a travel insurance solution to every applicant, we can't guarantee a quote for every circumstance. 

Freedom's European Travel Insurance

We offer Single Trip Cover for Europe up to the age of 85 years and European Annual Insurance up to 75 years. Our Policies cover all areas of Europe including a few extras that you may not expect. We appreciate that some Mediterranean cruises may stop in places like Morocco and some Baltic cruises may stop at a Russian port, so rather than penalise our customers and hike up the price, we have included the following destinations in our European cover:

  • Morocco
  • Tunisia
  • Ukraine and Russia (West of the Ural Mountains)
  • Iceland
  • Azerbaijan



Should a holiday trauma arise, our customers can rest assured our European Travel Insurance will come to the rescue

Cover for Pre-Existing Medical Conditions

We are specialists in covering pre-existing medical conditions and when it comes to Europe, you will find our European Travel Insurance competitively priced. The quickest way to apply is online but we understand that completing a medical screening in this way may not suit everyone, so we have a team of Travel Insurance agents who are ready to chat with you online or over the telephone.

There are a few countries within Europe that operate a high level of private healthcare, which can make medical treatment expensive. For this reason, if you live with pre-existing medical conditions you may see an increase in premium if you are travelling to the following areas:

  • Spain
  • The Canary Islands
  • The Balearic Islands
  • Cyprus
  • Malta
  • Turkey
  • Greece
Use your EHIC to reduce any medical claim whilst abroad and no excess will apply under Freedom's medical expenses cover

European Health Insurance Card (EHIC)

Available to UK residents, allowing free or reduced cost treatment that is deemed necessary during trips with the European Economic area or Switzerland. Although this is handy to have, it is not a substitute for European travel insurance. You will be treated on the same terms as insured nationals of the country your in, and you may find treatment which is free on the NHS is not in other countries. The card covers state provided medical healthcare and does not cover:

  • All your medical costs
  • Private treatment
  • Repatriation to the UK

You can apply for an EHIC at