Winter Sports Cover
Planning a winter adventure? Freedom offers optional, tailored cover for winter sports enthusiasts, including those with pre-existing medical conditions.
Whether you’re skiing the Alps or snowshoeing through scenic trails, our policies provide the protection you need to enjoy your trip worry-free.
What’s covered with Winter Sports Cover?
Freedom has three levels of cover, the cover limit depends on the cover level selected. Benefits are per person, per trip.
Scroll to compare cover
| Excess | £100 | £75 | £50 |
| Ski Equipment (Total) | £1,000 | £1,000 | £1,000 |
| Ski Equipment (Owned) | £500 | £750 | £1,000 |
| Ski Equipment (Hired) | £250 | £500 | £750 |
| Delayed Ski Equipment (£50 per 12 hrs) | £500 | £500 | £500 |
| Loss of Ski Pack | £250 | £500 | £500 |
| Piste Closure (£100 per 12 hrs) | £1,000 | £1,000 | £1,000 |
Policy benefits are per person, per trip. No cover is provided for any winter sports activity unless the winter sports extension is purchased.
View Policy Wording and full list of benefits.
Sports and Activities
Freedom travel insurance policies will cover you when you are engaging in the following winter sports on a non-competitive and non-professional basis during your trip providing you have paid the additional winter sports premium. Cover is only applicable if this is shown on your policy schedule.
The winter sports extensions provides additional cover benefits as shown in the summary table above.
This policy excludes certain winter sports and activities. Please check your policy wording to ensure that the activity you are participating in is covered.
- Winter sports is limited to 17 days on an annual multi-trip policy.
- The maximum age for winter sports cover is 65.
The following activities are covered by the winter sports extension:
- Cat skiing (with guides)
- Snow blading (no jumping tricks)
- Cross country skiing
- Snow bobbing
- Glacier skiing
- Snow scooting
- Ice hockey
- Langlauf (cross country skiing)
- Snow shoeing
- Monoskiing (not for time trials/speed skiing or racing)
- Snow tubing
- Skiing on piste
- Snow blading
- Skiing or snowboarding off piste (within local ski patrol guidelines)
- Sledging/tobogganing
The following activities will be covered but there will be no cover in respect to Personal Accident or Personal Liability claims:
- Kite snowboarding
- Snow carting
- Snow go-karting
- Snowmobiling
- Skidoo
- Snowmobile safari
You are not covered when engaging in organised competitions or when skiing against local authoritative warning or advice. If you need to cover an activity not listed above please contact us on 01223 446 914.
