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Asthma Travel Insurance

Specialist travel insurance for people with asthma, created by medical travel insurance experts who understand your needs.

Travel and holiday insurance for mild and severe asthma sufferers

Asthma affects more than 5.2 million people in the UK, which means around one in five households is impacted by this chronic respiratory condition. While asthma is common, it’s important to understand that standard travel insurance doesn’t always include cover for asthma-related issues, especially if the condition is not declared during the application process. If you’re travelling with asthma, having the right medical travel insurance in place is essential. Imagine experiencing a sudden flare-up while abroad, perhaps triggered by air pollution, strong perfumes, pet dander, or even unexpected allergens in your accommodation. In some cases, a lost or stolen inhaler can quickly turn into a medical emergency without the correct support. That’s why Freedom Insurance offers specialist travel insurance for people with asthma, tailored to your health needs and travel plans. We’ve considered the real-life risks, including emergency medical treatment, replacement of lost medication and trip cancellation.

Our policies are designed to give you peace of mind, whether you’re planning a weekend city break or a longer holiday abroad. With comprehensive cover that includes asthma-related incidents, you can focus on enjoying your trip, knowing you’re protected if the unexpected happens.

Travel and holiday insurance for asthma sufferers at a fair price

Freedom travel insurance policies are based on your current health status at the time of purchase. Whether you live with mild asthma or more severe symptoms with a history of hospital admissions, we’ll work with you to find a suitable policy that provides the right level of protection. That way, you can travel with confidence, knowing your policy meets your needs. Want to learn more about managing your asthma while travelling? Visit Asthma UK’s guide to travelling with asthma for helpful tips and advice (this is an external link and we cannot be held responsible for the information provided).

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Call our UK team on 01223 446 914, we’re here to help.

Applying for travel and holiday insurance with asthma

You can apply here online or over the telephone; it’s quick, simple and totally confidential. To provide you with a quote, you’ll need to let us know where you are travelling to, and for how long. Make sure to declare your asthma and any other pre-existing medical conditions that apply to you and anyone else on the policy. You will be guided through a medical screening questionnaire, where a series of relevant questions will be asked to assess your health. These questions should be answered accurately and to the best of your knowledge. You will then be presented with available policy options, which include cover for declared medical conditions as well as cover for cancellation, baggage, personal accident and lots more.

Children under 5 may be treated for asthma symptoms but not given a confirmed diagnosis due to having respiratory organs that are not fully developed. In this instance, please refer to the child’s medical records and the condition stated by the doctor. Children under the age of 17 must have an adult on the policy.

If you need assistance at any time you can call us and we’ll gladly help with your travel insurance application.

Medical Travel Insurance

Benefits

Getting you covered.

Cancellation & Curtailment

Emergency Medical & Repatriation

Missed Departure

Baggage and Personal Belongings

Excess

Benefits

Getting you covered.

Up to £10,000

Up to £10m

Up to £2,000

Up to £2,500

From as little as £50

Cover is per person, per trip.

What’s covered with Freedom Travel Insurance?

No jargon, just simple cover you can trust. We believe travel insurance should be easy to understand, that’s why we’ve made our policies straightforward with flexible options. You choose what’s right for your trip, and we’ll take care of the rest.

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FAQs

Some of our most frequently asked questions.

  • I had childhood Asthma, do I need to declare this?

    We ask our respiratory questions on a lifetime basis so whether your condition was considered childhood asthma or respiratory problems that developed later in life, you’ll always need to declare this on your travel insurance policy.

  • My GP can provide a fitness to fly letter does this help?

    Yes, but you don’t need to send it to us! GP’s can carry out a ‘fitness to fly test’ (hypoxic challenge assessment) and supply you with a ‘fit to fly’ certificate which may be requested by your airline. You can also request an asthma action plan from your doctor and keep this updated in case of an emergency.

  • What do I do if I require oxygen for a flight?

    If you require oxygen for the flight, ensure that your airline is aware of this well before your departure date. Airlines have their own rules about supplying oxygen and it’s unlikely you will be able to take your own on board.

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