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Designed for people with asthma by medical travel insurance experts.
There is one person with asthma in every five households – that’s more than 5.2 million people in the UK, but just because it’s a common condition, that does not mean it’s automatically covered when it comes to travel insurance and it’s certainly something you should mention to your insurance provider.
Consider if your asthma took a turn for the worse whilst on holiday. What if you are exposed to something that triggers a flare up such as perfume, air pollution, paint fumes or animals perhaps? What if your inhalers are lost or stolen?
Freedom has taken these scenarios into serious consideration, for example, if you require an unexpected course of steroids or have to be admitted to hospital during your holiday. Your policy will cover for emergency medical treatment, cancellation or to cut your holiday short if it’s in any way related to asthma.
We don’t think it’s fair to charge high premiums to sufferers with mild asthma and we certainly don’t want to penalise anyone who has had a diagnosis but no symptoms for years. For this reason, we cover many instances of asthma at no additional charge. It’s still important that you declare your breathing condition whether you are applying online or over the telephone, so that we have it on record in the event of a claim.
Our prices are based on a person’s current state of health at the time of taking out a policy, so if are a sufferer living with severe or mild asthma and have a history of repeated hospital admissions, we will tailor a policy that specifically meets your individual needs, making sure you have the right level of cover for your trip.
Looking for general travel tips and guidance? Click to see information about travelling with Asthma, provided by Asthma UK. (This is an external link and we cannot be held responsible for the information provided).
You can apply here online or over the telephone; it’s quick, simple and totally confidential. To provide you with a quote, you’ll need to let us know where you are travelling to, and for how long. Make sure to declare your asthma and any other pre-existing medical conditions that apply to you and anyone else on the policy. You will be guided through a medical screening questionnaire, where a series of relevant questions will be asked to assess your health. These questions should be answered accurately and to the best of your knowledge. You will then be presented with available policy options, which include cover for declared medical conditions as well as cover for cancellation, baggage, personal accident and lots more.
Children under 5 may be treated for asthma symptoms but not given a confirmed diagnosis due to having respiratory organs that are not fully developed. In this instance, please refer to the child’s medical records and the condition stated by the doctor. Children under the age of 17 must have an adult on the policy.
If you need assistance at any time you can call us and we’ll gladly help with your travel insurance application.
Freedom has three levels of cover, the cover limit depends on the cover level selected. Benefits are per person, per trip.
| Cancellation & Curtailment | £1,500 | £5,000 | £10,000 |
| Emergency Medical & Repatriation | £5,000,000 | £10,000,000 | £10,000,000 |
| Missed Departure | £750 | £1,000 | £1,250 |
| Baggage and Personal Belongings | £750 | £1,000 | £1,250 |
| Excess | £150 | £75 | £50 |
Their contact was excellent, kept me informed about their product and my questions were answered with no hesitation.
John
“Every time I need to re-do my insurance its no problem to them. They make it a pleasure. Just lovely friendly people.”
Leah
“The telephone manner of the young man who assisted me was exceptional – hence this review. Polite, clear in what he was offering, took time to listen to what I believed I needed and did not try to “oversell or upsell”.”
Kevin
“Information was clear & setting up a quote simple. agent was very helpful & friendly’ My quote was well below what other insurer’s wanted for the same cover.”
Terry
“Simple process – call handlers very polite & helpful – excellent policy at a reasonable price too! 😊”
Julie
Some of our most frequently asked questions.
We ask our respiratory questions on a lifetime basis so whether your condition was considered childhood asthma or respiratory problems that developed later in life, you’ll always need to declare this on your travel insurance policy.
Yes, but you don’t need to send it to us! GP’s can carry out a ‘fitness to fly test’ (hypoxic challenge assessment) and supply you with a ‘fit to fly’ certificate which may be requested by your airline. You can also request an asthma action plan from your doctor and keep this updated in case of an emergency.
If you require oxygen for the flight, ensure that your airline is aware of this well before your departure date. Airlines have their own rules about supplying oxygen and it’s unlikely you will be able to take your own on board.
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