Cancer travel insurance

You may be able to get travel insurance while you’re receiving cancer treatment, but you’ll need to complete our medical screening. We’ll assess your individual circumstances, including your diagnosis and current treatment, to determine whether we can offer you cover. If your cancer is accepted, it will be covered subject to the terms, conditions and exclusions of your policy. It’s important to answer all medical screening questions accurately and let us know if your health or treatment changes before you travel.

You may be able to get travel insurance after chemotherapy, but you’ll need to complete our medical screening. We’ll ask about your treatment history, current health and any other pre-existing medical conditions before determining what cover may be available. Every application is assessed individually, so the best way to find out what cover is available to you is to get a personalised quote.

Yes. Cancer is treated as a pre-existing medical condition under our policy, so you’ll need to declare your cancer history when you apply. We’ll ask about your diagnosis, treatment history and current health as part of the medical screening. This allows us to assess your circumstances and determine what cover may be available to you. 

If your health changes after your policy is issued and before you travel, you should contact us as soon as possible. We may need to reassess your cover based on your new medical circumstances. Depending on the circumstances, your existing cover may continue, an additional premium or special conditions may apply, or we may be unable to provide cover. You shouldn’t assume that a change in your health is automatically covered under your existing policy. 

Yes. Your destination can affect the cover available and the price of your policy. See our guides to European travel insurance and worldwide travel insurance for more information. You’ll need to select the appropriate geographical area when getting your quote, and your policy will only cover travel within the region shown on your schedule. You should check current FCDO travel advice before you travel, as restrictions apply to destinations where the FCDO advises against all or all-but-essential travel. 

If you need emergency medical treatment while abroad, contact our 24-hour Emergency Medical Assistance Service as soon as possible, particularly if you’re admitted to hospital or need significant outpatient treatment. They can advise you on the assistance you need. Keep your medical records, receipts and other documents relating to your treatment, as these may be required when making a claim.

Freedom does not normally provide cover if you’ve received a terminal prognosis, unless this has been specifically agreed by us in writing. If this applies to you, please contact our team to discuss your circumstances before travelling. 

To provide appropriate cover, we need to understand your medical circumstances. Your answers help us assess your circumstances and determine what policies may be available to you. It’s important to answer the questions accurately and declare relevant pre-existing medical conditions. Your medical information is handled confidentially and in accordance with our privacy notice.