Can I Get Travel Insurance with a Heart Condition?

Yes, it’s absolutely possible to get travel insurance even if you have a heart condition, but eligibility and coverage will depend on your specific circumstances. The key is to be upfront about your medical history when getting a quote. Our medical screening process allows us to tailor your policy, ensuring you have the right level of cover for your needs.

Do I need to declare my heart condition?

You must always declare any heart or circulatory conditions, including heart disease, heart failure, arrhythmia, high blood pressure, high cholesterol and any history of strokes or blood flow issues. Being open about your medical history ensures our specialist travel insurance provides the right protection should anything happen while you’re away.

What is the maximum trip duration you cover?

We offer single-trip cover for up to 365 days (subject to your age and medical circumstances), making long-haul and extended stays possible. If you prefer an annual multi-trip policy, we provide cover up to the age of 80, with a standard trip duration of 31 days per trip. If you’re under 75, this can be extended to 45 days.

Can I get travel insurance after recent heart surgery?

Yes, but before booking your trip, check with your doctor or consultant that you are fit to travel to your chosen destination. If you’ve had recent heart surgery, we recommend calling us rather than applying online. This allows our team to discuss your medical details in more depth and find the best travel insurance for heart conditions to suit your needs.

What if my medication changes after I buy my policy?

If there are any changes to your medication, treatment or diagnosis after purchasing your policy, let us know as soon as possible. Your medical cover may need to be adjusted to reflect your updated medical circumstances, ensuring you remain fully protected.

Will my policy cover emergency treatment if I have a heart-related issue abroad?

Yes, as long as you have declared your heart condition and any related treatments when purchasing your policy. If you experience chest pain or any other heart-related symptoms while travelling, your policy can cover emergency medical treatment, repatriation if needed and even trip cancellation or curtailment if advised by a medical professional. With Freedom, you can travel with confidence knowing your travel insurance for heart conditions is there when you need it most.

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Heart Condition Travel Insurance

At Freedom, we believe that travel should be exciting, not stressful. But when you’re living with a heart condition, finding the right travel insurance can feel overwhelming. That’s why we’re here – to make it simple, reassuring and tailored to your needs.

Travel and holiday insurance for people with heart conditions

We know that living with a heart condition can sometimes make things feel uncertain, but your travel insurance shouldn’t be one of them. At Freedom, we take the stress out of finding the right cover, so you can focus on enjoying your trip with complete peace of mind.
Heart conditions come in many forms – from arrhythmia and angina to heart disease, heart failure or a past heart attack. That’s why we’ve designed a policy that truly understands the complexities of these conditions and any related treatments. Whether you’ve had a stent procedure, take blood-thinning medication or have a history of heart disease, we’ll help you find the right cover for your needs.

It’s important to declare your heart condition and any associated treatments or complications. That way, if your health changes while you’re away – whether it’s chest pain or a related concern – you can travel with confidence knowing your policy will support you with emergency medical treatment, cancellation or even an early return home if necessary.

Many medications, like blood pressure tablets, blood thinners or cholesterol management drugs, are often prescribed as a precaution. We’ll take everything into account to make sure you’re fully covered. Just let us know what’s been prescribed and why, so we can be there for you when it matters most.

Because at Freedom, we believe travel should be exciting – not a source of worry.

Heart condition travel and holiday insurance at a fair price

Getting a travel insurance quote before booking your trip is always a good idea, as premiums can vary depending on your destination. At Freedom, we specialise in covering pre-existing medical conditions and believe travellers with well-managed heart conditions, like heart disease or heart failure, shouldn’t be penalised. We’re here to offer fair, comprehensive cover that gives you peace of mind.
It’s important to tell us about your heart condition and any related treatment, such as anticoagulants, blood pressure or cholesterol medication, to make sure you’re fully covered if you ever need to make a claim.

Our prices are based on your current state of health at the time of taking out a policy. If you live with a heart condition or have a history of heart monitoring or tests, we’ll tailor a policy that fits your needs, making sure you have the right level of medical cover for your trip.

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Call our UK team on 01223 446 914, we’re here to help.

Applying for travel and holiday insurance with a heart condition

Applying for cover with Freedom is quick, simple and completely confidential. You can get a quote online or over the phone, whichever works best for you. Just let us know where you’re travelling to and for how long, then declare any heart conditions, such as heart disease or heart failure, along with any other pre-existing medical conditions for you and anyone else on the policy.
As part of the process, we’ll guide you through a straightforward medical screening. This helps us understand your condition and ensure you have the right level of cover. The questions are designed to be clear and relevant, and we’re here to help if you need any guidance.

Once completed, we’ll present you with policy options tailored to your needs. These will include travel insurance cover for declared medical conditions as well as protection for cancellation, baggage, personal accident and more, so you can travel with confidence knowing you’re fully covered.

Benefits

Getting you covered.

Cancellation & Curtailment

Emergency Medical & Repatriation

Missed Departure

Baggage and Personal Belongings

Excess

Benefits

Getting you covered.

Up to £10,000

Up to £10m

Up to £2,000

Up to £2,500

From as little as £50

Cover is per person, per trip.

What’s covered with Freedom Travel Insurance?

No jargon, just simple cover you can trust. We believe travel insurance should be easy to understand, that’s why we’ve made our policies straightforward with flexible options. You choose what’s right for your trip, and we’ll take care of the rest.

Our Customers Rate Us

Rated Excellent 4.8 out of 5

1,766+ reviews on Feefo

Their contact was excellent, kept me informed about their product and my questions were answered with no hesitation.

John

“Every time I need to re-do my insurance its no problem to them. They make it a pleasure. Just lovely friendly people.”

Leah

“The telephone manner of the young man who assisted me was exceptional – hence this review. Polite, clear in what he was offering, took time to listen to what I believed I needed and did not try to “oversell or upsell”.”

Kevin

“Information was clear & setting up a quote simple. agent was very helpful & friendly’ My quote was well below what other insurer’s wanted for the same cover.”

Terry

“Simple process – call handlers very polite & helpful – excellent policy at a reasonable price too! 😊”

Julie

FAQs

Some of our most frequently asked questions.

Can I Get Travel Insurance with a Heart Condition?

Yes, it’s absolutely possible to get travel insurance even if you have a heart condition, but eligibility and coverage will depend on your specific circumstances. The key is to be upfront about your medical history when getting a quote. Our medical screening process allows us to tailor your policy, ensuring you have the right level of cover for your needs.
Do I need to declare my heart condition?

You must always declare any heart or circulatory conditions, including heart disease, heart failure, arrhythmia, high blood pressure, high cholesterol and any history of strokes or blood flow issues. Being open about your medical history ensures our specialist travel insurance provides the right protection should anything happen while you’re away.
What is the maximum trip duration you cover?

We offer single-trip cover for up to 365 days (subject to your age and medical circumstances), making long-haul and extended stays possible. If you prefer an annual multi-trip policy, we provide cover up to the age of 80, with a standard trip duration of 31 days per trip. If you’re under 75, this can be extended to 45 days.
Can I get travel insurance after recent heart surgery?

Yes, but before booking your trip, check with your doctor or consultant that you are fit to travel to your chosen destination. If you’ve had recent heart surgery, we recommend calling us rather than applying online. This allows our team to discuss your medical details in more depth and find the best travel insurance for heart conditions to suit your needs.
What if my medication changes after I buy my policy?

If there are any changes to your medication, treatment or diagnosis after purchasing your policy, let us know as soon as possible. Your medical cover may need to be adjusted to reflect your updated medical circumstances, ensuring you remain fully protected.
Will my policy cover emergency treatment if I have a heart-related issue abroad?

Yes, as long as you have declared your heart condition and any related treatments when purchasing your policy. If you experience chest pain or any other heart-related symptoms while travelling, your policy can cover emergency medical treatment, repatriation if needed and even trip cancellation or curtailment if advised by a medical professional. With Freedom, you can travel with confidence knowing your travel insurance for heart conditions is there when you need it most.