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Travel insurance designed for people with heart conditions such as heart disease or heart failure by medical travel insurance experts.
Heart conditions – it’s a vague term and could be anything from heart arrhythmia to heart failure, disease, angina or heart attacks.
We understand the importance of covering these conditions and any relating complications, therefore have developed a fully comprehensive policy which does just that! If you have suffered a heart attack, had heart disease, failure, a stenting procedure or been prescribed blood thinning medication, we can explore travel insurance options for you.
It’s important to ensure you have declared your heart condition and any relating complications or treatment to make sure that you are fully covered if you have a change to your health circumstances. If you were to suffer chest pains whilst on holiday and have declared your previous heart condition, your policy will cover for emergency medical treatment, cancellation or to cut your holiday short if it’s in any way related to your declared condition.
We know that many drugs can be prescribed as a precaution following the diagnosis of a heart condition, such as blood pressure, blood thinners or cholesterol but it is important that you inform us of anything that is prescribed and exactly what it is treating or preventing. This will ensure we have all the relevant information in the event of a claim.
It can be advisable to obtain a travel insurance quote prior to booking your trip, as depending on the destination there can be a large variation in premiums. Freedom specialise in covering pre-existing medical conditions and do not want to penalise travellers for heart conditions such as heart disease or failure that are well managed and under control. It’s important to tell us about your heart condition and any relating treatment, such as anticoagulants, blood pressure or cholesterol medication to ensure you are fully covered in the event of a claim.
Our prices are based on a person’s current state of health at the time of taking out a policy, so if you live with a heart condition or have a history of heart monitoring/tests, we will tailor a policy that specifically meets your needs, making sure you have the right level of cover for your trip.
You can apply here online or over the telephone; it’s quick, simple and totally confidential. To provide you with a quote, you’ll need to let us know where you are travelling to, and for how long. Make sure to declare your heart conditions such as heart disease or failure and any other pre-existing medical conditions that apply to you and anyone else on the policy.
You will be guided through a medical screening questionnaire, where a series of relevant questions will be asked to assess your health. These questions should be answered accurately and to the best of your knowledge.
You will then be presented with available policy options, which include cover for declared medical conditions as well as cover for cancellation, baggage, personal accident and lots more.
Freedom has three levels of cover, the cover limit depends on the cover level selected. Benefits are per person, per trip.
| Cancellation & Curtailment | £1,500 | £5,000 | £10,000 |
| Emergency Medical & Repatriation | £5,000,000 | £10,000,000 | £10,000,000 |
| Missed Departure | £750 | £1,000 | £1,250 |
| Baggage and Personal Belongings | £750 | £1,000 | £1,250 |
| Excess | £150 | £75 | £50 |
Their contact was excellent, kept me informed about their product and my questions were answered with no hesitation.
John
“Every time I need to re-do my insurance its no problem to them. They make it a pleasure. Just lovely friendly people.”
Leah
“The telephone manner of the young man who assisted me was exceptional – hence this review. Polite, clear in what he was offering, took time to listen to what I believed I needed and did not try to “oversell or upsell”.”
Kevin
“Information was clear & setting up a quote simple. agent was very helpful & friendly’ My quote was well below what other insurer’s wanted for the same cover.”
Terry
“Simple process – call handlers very polite & helpful – excellent policy at a reasonable price too! 😊”
Julie
Some of our most frequently asked questions.
With Freedom, you will always need to declare any heart or circulatory conditions which includes any problems with blood flow, strokes, high blood pressure and cholesterol.
We can provide single trip cover up to 365 days*. Annual multi-trip policies are available up to the age of 80 with a maximum trip length of 31 days per trip (this can be increased to 45 days if you are under 75)
*Available trip duration may vary depending on age.
After heart surgery, check with your consultant/GP that you are fit to travel to your planned destination. For a quotation, call instead of booking online so we can discuss your details in more depth.
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