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Designed for people with kidney related medical conditions by medical travel insurance experts.
More than 1.8 million people in England have been diagnosed with chronic kidney disease (CKD) and it is certainly something that you should mention to your insurance provider. The Freedom policy accounts for many scenarios, due to a sudden change in medical circumstances resulting in emergency hospital treatment to the cancellation of a planned trip.
If you’re on dialysis, you will need to arrange to have it when abroad and normally; the renal unit at the hospital or your doctor can help with this. Please beware, the cost to receive dialysis, other than as emergency treatment, will not be covered by a Freedom policy.
For those of you that are on a waiting list for a kidney transplant, you will need to inform the hospital, who will remove you from the list for the period of time you are due to be away. Freedom cannot cover patients travelling against a doctor’s advice or the cost to cancel or cut a holiday short should you remain on the list and be called up because a kidney becomes available.
Kidney related conditions are not automatically covered by travel insurance policies, so it’s important that you declare it and any other medical conditions you have been diagnosed with. Patients can apply for Freedom’s cover online or if you prefer to talk to someone, we have a friendly and experienced team of travel insurance agent who can help guide you through the process.
Our prices are based on a patient’s current state of health at the time of taking out a policy, so if you live with kidney disease we will tailor a policy that specifically meets your individual needs, making sure you have the right level of cover for your trip.
Help support the PKD charity:
This charity provides information, advice and support to patients affected by polycystic kidney disease and fund research into determining the causes to help discover treatments and a cure. You can help support the vital work of this charity by quoting ‘PKD’ when buying Freedom’s travel insurance over the telephone or when purchasing cover online via the ‘get a quote’ button on this webpage. For each policy sold via these routes, Freedom will make a donation to the charity at no extra cost to the buyer, whether you are a patient with polycystic kidney disease or not.
There are various ways in which you can help the PKD charity; by volunteering, fundraising or purchasing products via their online shop. Details can be found on their website. If you would like further information about the PKD charity or need some support, you can get in touch by:
T: 0300 111 1234
The PKD Charity, 91 Royal College St, London, NW1 0SE
Patients can apply here online or over the telephone; it’s quick, simple and totally confidential. To provide you with a quote, you’ll need to let us know where you are travelling to, and for how long. Make sure to declare your kidney condition and any other pre-existing medical conditions that applies to you and anyone else on the policy.
You will be guided through a medical screening questionnaire, where a series of relevant questions will be asked to assess your health. These questions should be answered accurately and to the best of your knowledge. You will then be presented with available policy options, which include cover for declared medical conditions as well as cover for cancellation, baggage, personal accident and lots more.
Freedom has three levels of cover, the cover limit depends on the cover level selected. Benefits are per person, per trip.
| Cancellation & Curtailment | £1,500 | £5,000 | £10,000 |
| Emergency Medical & Repatriation | £5,000,000 | £10,000,000 | £10,000,000 |
| Missed Departure | £750 | £1,000 | £1,250 |
| Baggage and Personal Belongings | £750 | £1,000 | £1,250 |
| Excess | £150 | £75 | £50 |
Their contact was excellent, kept me informed about their product and my questions were answered with no hesitation.
John
“Every time I need to re-do my insurance its no problem to them. They make it a pleasure. Just lovely friendly people.”
Leah
“The telephone manner of the young man who assisted me was exceptional – hence this review. Polite, clear in what he was offering, took time to listen to what I believed I needed and did not try to “oversell or upsell”.”
Kevin
“Information was clear & setting up a quote simple. agent was very helpful & friendly’ My quote was well below what other insurer’s wanted for the same cover.”
Terry
“Simple process – call handlers very polite & helpful – excellent policy at a reasonable price too! 😊”
Julie
Some of our most frequently asked questions.
Providing you’re fit to travel, we can look into providing cover for your trip. If you are travelling abroad and you are on dialysis you need to make prior arrangements for your treatment. Please view the page from Kidney UK which explains what you need to do.
If your kidney disease is stage 2/3 and you are not on dialysis then we can have a look at an annual quotation. It would also be worth considering a single trip policy as the quotation and medical screening is then based on where you actually travelling to.
No, as you were already on a waiting list at the time of taking out the policy we would not cover you for cancellation of your trip. However, we can look into offering you a policy that would cover you for any unforeseen reason to cancel your trip linked to your kidney disease even while awaiting a transplant.
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