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Travel and holiday insurance designed for people with lupus by medical travel insurance experts.
Lupus has so many relating complications which makes everyone’s experience of the condition completely unique. The Freedom policy takes this into account and will ask questions about kidney, heart and respiratory conditions. Providing your condition has been declared, Freedom will cover you should you require emergency medical treatment whilst abroad. The policy will also cover you for cancellation or curtailment of your trip should you have a change to your health circumstances.
Freedom have been working alongside and providing cover for Lupus UK members for several years. We are signposted on the Lupus UK website, which can be found at www.lupusuk.org.uk
You can help support Lupus UK by quoting ‘LUPUS UK’ when you purchase travel insurance from Freedom to make sure they receive a donation.
Lupus is a condition with many triggers, including trauma, exposure to sunlight or following a viral infection but is not infectious nor contagious and is often well controlled through medication. At Freedom, we are here to give you the peace of mind that your lupus and any relating complications are fully covered.
Our prices are based on a person’s current state of health at the time of taking out a policy, so if you live with lupus or have been diagnosed with relating complications such as kidney, heart or respiratory conditions then we will tailor a policy that specifically meets your individual needs, making sure you have the right level of cover for your trip.
You can apply here online or over the telephone; it’s quick, simple and totally confidential. To provide you with a quote, you’ll need to let us know where you are travelling to, and for how long. Make sure to declare your lupus and any other pre-existing medical conditions that apply to you and anyone else on the policy.
You will be guided through a medical screening questionnaire, where a series of relevant questions will be asked to assess your health. These questions should be answered accurately and to the best of your knowledge. You will then be presented with available policy options, which include cover for declared medical conditions as well as cover for cancellation, baggage, personal accident and lots more.
Freedom has three levels of cover, the cover limit depends on the cover level selected. Benefits are per person, per trip.
| Cancellation & Curtailment | £1,500 | £5,000 | £10,000 |
| Emergency Medical & Repatriation | £5,000,000 | £10,000,000 | £10,000,000 |
| Missed Departure | £750 | £1,000 | £1,250 |
| Baggage and Personal Belongings | £750 | £1,000 | £1,250 |
| Excess | £150 | £75 | £50 |
Their contact was excellent, kept me informed about their product and my questions were answered with no hesitation.
John
“Every time I need to re-do my insurance its no problem to them. They make it a pleasure. Just lovely friendly people.”
Leah
“The telephone manner of the young man who assisted me was exceptional – hence this review. Polite, clear in what he was offering, took time to listen to what I believed I needed and did not try to “oversell or upsell”.”
Kevin
“Information was clear & setting up a quote simple. agent was very helpful & friendly’ My quote was well below what other insurer’s wanted for the same cover.”
Terry
“Simple process – call handlers very polite & helpful – excellent policy at a reasonable price too! 😊”
Julie
Some of our most frequently asked questions.
As the symptoms of lupus can be achy joints and muscles it is important to keep moving as much as possible, especially with long plane journeys to prevent DVTs.
This isn’t a problem. By screening your Lupus our medical screening system asks about the types of complications that can be linked to Lupus. You would then at the same time also declare those conditions to be fully covered by the policy.
We can cover for single trips up to 365 days in duration, and also offer annual multi-trip policies. Trip duration may vary depending on age.
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