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CALL FREEDOM 01223 446914

Monday to Friday 8.30am - 5.30pm
Saturday 9.00am - 5.00pm
Closed Bank Holidays

Contact Us

Call Freedom 01223 446914

Monday to Friday 8.30am - 5.30pm

Saturday 9.00am - 5.00pm

Closed Bank Holidays

information@freedominsure.co.uk

Latest News

Keep up to date with the latest travel news and information from Freedom Insurance Services Ltd.

Know the Facts about EHIC and Travel Insurance

The European Health Insurance Card (EHIC) does not replace travel insurance but can certainly help reduce your costs if you require medical treatment whilst on holiday within the EU.  The EHIC entitles the holder to free or discounted medical treatment at state run hospitals.  To receive the benefits of the EHIC, treatment must be unplanned and deemed to be necessary before you travel home.  If you use your EHIC, you can reduce the excess you pay on your Freedom Travel Insurance policy from £75 to £0.  You will have reduced the cost of the medical treatment you received and therefore, you will be claiming for a smaller amount of out of pocket expenses than you would if you had been treated as a private medical patient.  Make sure your EHIC is in date and be sure to present it to the medical practitioner before you receive treatment, otherwise you may be treated privately as many hospitals and medical centres abroad operate both state and private medical schemes.  You may have to pay and claim your money back when you get back to the UK, so make sure you keep your receipts.  Children must also have their own cards, and even though you must be 16 to apply, every family member requires a card. To apply on behalf of a child, just include them as a dependent in the relevant section of the application and you will receive separate EHICs.  You can get more information or apply for a free EHIC at www.ehic.org.uk/Internet/startApplication.do

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