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Travel insurance for multiple trips, with cover tailored to your circumstances.
At Freedom Insurance, we specialise in travel insurance for people with pre-existing medical conditions and can consider your health as part of our medical screening process.
Annual multi-trip travel insurance is designed for people who expect to travel more than once a year. It can cover multiple trips during a 12-month period under one policy, so you don’t need to arrange separate insurance for every holiday you take.
If you’re only planning one trip, single-trip travel insurance could be more suitable.
Annual travel insurance can help cover a range of unexpected costs when you travel, from emergency medical treatment abroad to cancellation and travel disruption.
Depending on the policy and level of cover you choose, you could have cover for:
Your exact cover and limits depend on the policy and level of cover you choose, so always check your policy wording and schedule before you travel.
You can take multiple trips during your annual policy period, provided each trip meets the terms of your policy.
The important thing to remember is that annual multi-trip insurance doesn’t mean you can stay away continuously for the whole year. A maximum trip duration applies to each individual trip.
Our annual multi-trip policies provide cover for trips of up to 31 days as standard. For some policies, this can be extended for an additional premium, with longer trip options available depending on your age and the policy you choose.
Your maximum trip length will be shown on your policy schedule, so check this before you travel to make sure your trip is covered.
The cost of annual travel insurance depends on your trip, the cover you need and your circumstances.
Factors that can affect the price include your age, destination, how long you plan to travel for, the level of cover you choose and whether you have any pre-existing medical conditions.
The easiest way to find out how much your annual travel insurance could cost is to get a quote.
Pre-existing medical conditions can be considered as part of your annual travel insurance application.
At Freedom, we specialise in travel insurance for people with medical conditions. When you get a quote, you’ll need to complete our medical screening and tell us about your health and any pre-existing medical conditions. This helps us understand your circumstances and determine what cover is available and the cost of your policy.
Any medical conditions accepted for cover will be confirmed in your medical declaration. You must also let us know about any changes to your health, medication or treatment before you travel, as this could affect your cover.
Single trip and annual multi-trip insurance are designed for different travel plans. Whether you’re planning one holiday or several trips throughout the year, choose the option that suits how you travel.
Not sure whether annual or single trip travel insurance is right for you? The choice usually comes down to how often you plan to travel and how long each trip will be.
Planning several trips? Annual multi-trip may be more convenient.
Taking one trip? Single-trip insurance may be more suitable
Your destination can affect the cover you need and the price of your travel insurance. We offer different levels of geographical cover, including Europe and worldwide options.
Explore travel insurance by destination:
Depending on your plans, you may need additional cover for activities such as cruising or winter sports.
Explore additional cover:
We’ve been helping people with pre-existing medical conditions arrange travel insurance for more than 20 years.
We’re an FCA-authorised insurance intermediary and work with a range of A-rated insurers to offer specialist travel insurance options.
Specialist travel insurance experience
Trusting Freedom with their travel insurance
Dedicated UK contact centre
A choice of insurance options
Getting you covered.
Cancellation & Curtailment
Emergency Medical & Repatriation
Missed Departure
Baggage and Personal Belongings
Excess
Getting you covered.
Up to £15,000
Up to £10m
Up to £2,500
Up to £3,000
From as little as £0
Cover is per person, per trip.
No jargon, just straightforward cover. We believe travel insurance should be easy to understand, that’s why we’ve made our policies straightforward with flexible options. You choose what’s right for your trip, and we’ll take care of the rest.
Read the policy wording for full details.
Rated Exceptional by genuine customers
3,000+ reviews on Feefo, rated 4.8 out of 5
“Best ever for those with medical issues. I could not believe the price I paid for our travel insurance. This is now my go-to company for travel insurance and I would not hesitate to recommend them. Don’t waste time looking elsewhere.”
Margaret
“Every time I need to re-do my insurance its no problem to them. They make it a pleasure. Just lovely friendly people.”
Leah
“The telephone manner of the young man who assisted me was exceptional – hence this review. Polite, clear in what he was offering, took time to listen to what I believed I needed and did not try to upsell.”
Kevin
“I was struggling to afford travel insurance until I came across Freedom Insurance. So happy that I’m covered for my upcoming holiday.”
Graham
“I found your agent so extremely helpful and patient. He took time to explain the different policies in a clear and easy manner, and answered all my questions with kindness and patience.”
Anne
Some of our most frequently asked questions.
Our travel insurance products are available to permanent UK residents who are registered with a GP in the UK. Some of our products can also cover residents of the Channel Islands or Isle of Man. You need to be fit to travel at the time of purchasing travel insurance cover.
We use a medical risk assessment tool to enable us to provide you with a quote. You will be asked a number of questions about your medical status. From the information provided we will base our quotes on your health status.
Yes. Our aim is to cover you fully, if you do not declare all of your pre-existing medical conditions then you will not be fully covered in the event of a claim and risk invalidating your insurance.
As we operate an on-going medical warranty, you will need to inform us of any health changes that occur between your quotation/purchase date and the date of travel. We may be required to ask additional questions to ensure your travel insurance is up to date and fully covering you for the trip.
We cover you from the time you start your trip right up until the day you return back to the UK, (except for cancellation cover which starts when you buy the policy and ends when you start your trip).
We accept all major debit and credit cards including American Express. You can make payment online during the customer quote journey, or by calling the Freedom team on 01223 454 290.
We’ll consider cover for people while they are receiving medical treatment including chemotherapy. We base all our quotes on individual circumstances. However, we cannot cover the actual cost of any on-going treatment that you know you will require during the trip, such as dialysis or cancer treatments.
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