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Annual travel and holiday insurance designed for people with pre-existing conditions by medical travel insurance experts.
An annual multi trip policy is the perfect option if you have several trips planned or simply want a policy that gives you the flexibility to travel where you want, when you want without the extra job of arranging travel insurance for each trip.
We offer a range of annual travel insurance options with a maximum trip length of either 31 days for clients up to the age of 79. For clients under the age of 75, we can extend this duration to 45 days per trip for an additional premium which will be presented during the quote journey. If you need to add this option during the course of your policy after booking a slightly longer trip, please give us a call and we’ll do our best to accommodate.
The following annual multi-trip policies are available:
If you aren’t quite sure whether single or annual cover is right for you, call our travel insurance agents on 01223 446 914. We’ll run through several different options with you, comparing cover benefits, destinations and premiums to find the right option for your individual plans. With Freedom, you can obtain a comprehensive insurance policy including pre-existing medical conditions, cancellation cover, emergency medical and a whole host of additional activities to give you peace of mind for an entire year!
If your holiday plans include your partner and family, we can tailor policies to ensure you are all covered, saving you both time and money. You can also cover all family members on the same policy, which will also cover them travelling individually. It’s a good idea to be insured together on the same policy, giving everyone the same cover benefits. If one of you is unable to travel due to a change in medical circumstances, all travellers will be covered to make the same cancellation claim subject to our policy terms and conditions.
On our annual policies you can choose to extend the maximum trip length from 31 to 45 days per trip (up to the age of 75).
Cover is available for a range of activities, all of which are covered as standard. If you are planning winter sports activities or cruising, be sure to add these options to your travel insurance quote. Freedom offer cancellation cover that varies from £1,500 to £10,000 per trip meaning that you can select a policy which is suitable for each individual trip and only pay for the cover you really need.
You can apply here online or over the telephone; it’s quick, simple and totally confidential. To provide you with a quote, you’ll need to let us know where you are travelling to and for how long. Make sure to declare any pre-existing medical conditions that apply to you and anyone else on the policy.
You will be guided through a medical screening questionnaire, where a series of relevant questions will be asked to assess your health. These questions should be answered accurately and to the best of your knowledge.
You will then be presented with the available policy options, which include cover for declared medical conditions as well as cover for cancellation, baggage, personal accident and lots more.
Freedom has three levels of cover, the cover limit depends on the cover level selected. Benefits are per person, per trip.
| Cancellation & Curtailment | £1,500 | £5,000 | £10,000 |
| Emergency Medical & Repatriation | £5,000,000 | £10,000,000 | £10,000,000 |
| Missed Departure | £750 | £1,000 | £1,250 |
| Baggage and Personal Belongings | £750 | £1,000 | £1,250 |
| Excess | £150 | £75 | £50 |
Their contact was excellent, kept me informed about their product and my questions were answered with no hesitation.
John
“Every time I need to re-do my insurance its no problem to them. They make it a pleasure. Just lovely friendly people.”
Leah
“The telephone manner of the young man who assisted me was exceptional – hence this review. Polite, clear in what he was offering, took time to listen to what I believed I needed and did not try to “oversell or upsell”.”
Kevin
“Information was clear & setting up a quote simple. agent was very helpful & friendly’ My quote was well below what other insurer’s wanted for the same cover.”
Terry
“Simple process – call handlers very polite & helpful – excellent policy at a reasonable price too! 😊”
Julie
Some of our most frequently asked questions.
Freedom travel insurance policies are only available to permanent UK residents who are registered with a GP in the UK. Cover is not available to residents of the Channel Islands or IOM. You must be fit to travel at the time of purchasing insurance cover.
We use a medical risk assessment tool to enable us to provide you with a quote. You will be asked a number of questions about your medical status. From the information provided we will base our quotes on your health status.
Yes. Our whole aim is to cover you fully, if you do not declare all of your pre-existing medical conditions then you will not be fully covered in the event of a claim and risk invalidating your insurance.
As we operate an on-going medical warranty, you will need to inform us of any health changes that occur between your quotation/purchase date and the date of travel. We may be required to ask additional questions to ensure your travel insurance is up to date and fully covering you for the trip.
We cover you from the time you start your trip right up until the day you return back to the UK, (except for cancellation cover which starts when you buy the policy and ends when you start your trip).
We accept all major debit and credit cards except American Express. You can make payment online during the customer quote journey, or by calling the Freedom team on 01223 454 290.
We’ll consider cover for people while they are receiving medical treatment including chemotherapy. We base all our quotes on individual circumstances. However, we cannot cover the actual cost of any on-going treatment that you know you will require during the trip, such as dialysis or the cost of chemotherapy treatment itself. When getting a quote answer the medical screening questions as of today.
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