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Gadget Travel Insurance

Protect your devices while you travel with Freedom’s gadget travel insurance. Whether it’s your smartphone, laptop, tablet, camera, or other electronics, our flexible coverage ensures peace of mind wherever your adventures take you.

What is Gadget Travel Insurance?

Gadget travel insurance is an add-on to your regular travel insurance policy that specifically covers electronic devices against accidental damage, theft, loss, and malicious damage while you’re away from home. By combining travel insurance and gadget cover, you can travel confidently knowing that your valuable devices are protected without needing separate policies.

Why You Need Gadget Cover For Travel

Modern travel often involves carrying multiple gadgets. Losing or damaging even a single device can disrupt your holiday, and the replacement cost can be high. With our gadget cover travel insurance, you can:

Protect smartphones, laptops, tablets, cameras, and gaming devices
Reduce stress during trips abroad
Save money on costly repairs or replacements
Handle claims quickly through an online portal

What Devices are Covered by Gadget Travel Insurance

Our travel insurance gadget cover provides protection for a wide range of devices, including:

Mobile phones and smartphones
Laptops and tablets
Digital cameras and camcorders
Headphones, Bluetooth speakers, and smartwatches
Gaming consoles and e-readers

Please note: Some items, such as drones, may be excluded. Always check your policy wording for specific coverage limits and exclusions.

Flexible Cover Options to Cover Your Gadgets

At Freedom, you can choose the level of protection that suits your needs. Typical benefits include:

Cover limits from £1,000 to £3,000 per person, depending on your choice
Accidental, malicious damage, loss and theft protection
Manageable excess from £50 to £150 depending on cover tier
Separate policies for travel and gadgets meaning streamlined claims and fewer headaches

This flexibility allows you to balance cost and protection so you can travel with confidence.

How Does it Work?

Adding gadget cover for travel to your policy is straightforward:

Select a quote for travel insurance from our range of available products
Choose a tier of gadget cover to meet your needs
Pay a single premium for travel insurance and gadget cover
Travel with peace of mind, knowing your devices are protected

If something happens, our simple claims process ensures you can replace or repair your gadgets quickly. Don’t leave your gadgets unprotected. Add travel insurance gadget cover to your policy today and enjoy peace of mind on your next trip.

Benefits

Getting you covered.

Cancellation & Curtailment

Emergency Medical & Repatriation

Missed Departure

Baggage and Personal Belongings

Excess

Benefits

Getting you covered.

Up to £15,000

Up to £10m

Up to £2,500

Up to £3,000

From as little as £25

Cover is per person, per trip.

What’s Covered with Freedom Travel Insurance?

No jargon, just simple cover you can trust. We believe travel insurance should be easy to understand, that’s why we’ve made our policies straightforward with flexible options. You choose what’s right for your trip, and we’ll take care of the rest.

Read the policy wording for full details.

Our Customers Rate Us

Rated Excellent 4.8 out of 5

1,766+ reviews on Feefo

“Best ever for those with medical issues. I could not believe the price I paid for our travel insurance. This is now my go-to company for travel insurance and I would not hesitate to recommend them. Don’t waste time looking elsewhere.”

Margaret

“Every time I need to re-do my insurance its no problem to them. They make it a pleasure. Just lovely friendly people.”

Leah

“The telephone manner of the young man who assisted me was exceptional – hence this review. Polite, clear in what he was offering, took time to listen to what I believed I needed and did not try to upsell.”

Kevin

“I was struggling to afford travel insurance until I came across Freedom Insurance. So happy that I’m covered for my upcoming holiday.”

Graham

“I found your agent so extremely helpful and patient. He took time to explain the different policies in a clear and easy manner, and answered all my questions with kindness and patience.”

Anne

FAQs

Some of our most frequently asked questions.

Who is eligible to purchase cover with Freedom insurance?

Our travel insurance products are available to permanent UK residents who are registered with a GP in the UK. Some of our products can also cover residents of the Channel Islands or Isle of Man. You need to be fit to travel at the time of purchasing travel insurance cover.

How do you screen my medical conditions?

We use a medical risk assessment tool to enable us to provide you with a quote. You will be asked a number of questions about your medical status. From the information provided we will base our quotes on your health status.

Do I need to declare all of my pre-existing medical conditions?

Yes. Our aim is to cover you fully, if you do not declare all of your pre-existing medical conditions then you will not be fully covered in the event of a claim and risk invalidating your insurance.

Do I need to tell you if there is a change in health, medication or treatment before I travel?

As we operate an on-going medical warranty, you will need to inform us of any health changes that occur between your quotation/purchase date and the date of travel. We may be required to ask additional questions to ensure your travel insurance is up to date and fully covering you for the trip.

When should I start my policy?

We cover you from the time you start your trip right up until the day you return back to the UK, (except for cancellation cover which starts when you buy the policy and ends when you start your trip).

How can I pay for my travel insurance?

We accept all major debit and credit cards including American Express. You can make payment online during the customer quote journey, or by calling the Freedom team on 01223 454 290.

I am currently receiving treatment, will you insure me for travel?

We’ll consider cover for people while they are receiving medical treatment including chemotherapy. We base all our quotes on individual circumstances. However, we cannot cover the actual cost of any on-going treatment that you know you will require during the trip, such as dialysis or cancer treatments.