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Over 50 Travel Insurance

Over 50s travel insurance with pre-existing medical conditions. Expert cover from Freedom Insurance.

Over 50s Travel Insurance With Medical Conditions

At Freedom Insurance, we believe travel should be for everyone – regardless of age or medical history. That’s why our over 50s travel insurance is designed specifically for mature travellers, with comprehensive cover that includes a wide range of pre-existing medical conditions. Whether you’re planning a city break in Europe, a long-haul adventure, or a relaxing cruise, our policies offer the peace of mind you need to travel confidently, knowing you’re covered.

Why Choose Freedom for Over 50s Travel Insurance?

  • No upper age limit – Freedom Insurance offers Single Trip and Annual Multi-Trip cover with no upper age limit.
  • Flexible travel insurance options – Choose the product and level of cover that suits your trip, including cancellation, medical treatment abroad, baggage protection, and personal liability.
  • UK-based customer support – Our knowledgeable, friendly team is based in the UK and specialises in travel insurance for older travellers with medical needs.

What's Included in Over 50s Travel Insurance?

Travel insurance policies with Freedom for people aged 50 and over include the following benefits:

  • Emergency medical treatment and hospital care abroad with a 24/7 assistance team available
  • Repatriation to the UK if medically necessary
  • Cancellation if you become unfit to travel before your departure date
  • Curtailment if you need to come home early
  • Lost, stolen or delayed baggage protection
  • Cover for travel delays and missed departures
  • Personal liability cover
  • Optional extras like winter sports and cruise cover

Visit our benefits page or read the policy wording to find out more.

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Call our UK team on 01223 446 914, we’re here to help.

When Should I Buy Travel Insurance?

We recommend purchasing travel insurance as soon as you book your holiday. That way, your cancellation cover begins immediately – protecting your financial investment in case you need to cancel due to illness or other covered reasons.

Getting insured with Freedom is quick, easy, and fully confidential. You can apply online or call our UK-based team for personal support.

freedom travel insurance and holiday insurance

Benefits

Getting you covered.

Cancellation & Curtailment

Emergency Medical & Repatriation

Missed Departure

Baggage and Personal Belongings

Excess

Benefits

Getting you covered.

Up to £15,000

Up to £10m

Up to £2,500

Up to £3,000

From as little as £25

Cover is per person, per trip.

What’s Covered with Freedom Travel Insurance?

No jargon, just simple cover you can trust. We believe travel insurance should be easy to understand, that’s why we’ve made our policies straightforward with flexible options. You choose what’s right for your trip, and we’ll take care of the rest.

Read the policy wording for full details.

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FAQs

Some of our most frequently asked questions.

Who is eligible to purchase cover with Freedom insurance?

Our travel insurance products are available to permanent UK residents who are registered with a GP in the UK. Some of our products can also cover residents of the Channel Islands or Isle of Man. You need to be fit to travel at the time of purchasing travel insurance cover.

We use a medical risk assessment tool to enable us to provide you with a quote. You will be asked a number of questions about your medical status. From the information provided we will base our quotes on your health status.

Yes. Our aim is to cover you fully, if you do not declare all of your pre-existing medical conditions then you will not be fully covered in the event of a claim and risk invalidating your insurance.

As we operate an on-going medical warranty, you will need to inform us of any health changes that occur between your quotation/purchase date and the date of travel. We may be required to ask additional questions to ensure your travel insurance is up to date and fully covering you for the trip.

We cover you from the time you start your trip right up until the day you return back to the UK, (except for cancellation cover which starts when you buy the policy and ends when you start your trip).

We accept all major debit and credit cards including American Express. You can make payment online during the customer quote journey, or by calling the Freedom team on 01223 454 290.

We’ll consider cover for people while they are receiving medical treatment including chemotherapy. We base all our quotes on individual circumstances. However, we cannot cover the actual cost of any on-going treatment that you know you will require during the trip, such as dialysis or cancer treatments.

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