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Travel insurance for over 60s, giving you the freedom to enjoy your travels with confidence.
Whether you’re heading abroad, visiting friends or family, taking a cruise or planning several trips a year, the right travel insurance can help protect you against unexpected costs.
At Freedom Insurance, we can consider your individual circumstances and any pre-existing medical conditions as part of our medical screening process, helping you find cover that’s appropriate for your trip.
Yes. Turning 60 doesn’t automatically mean you’ll have difficulty getting travel insurance.
The price and cover available to you can depend on where you’re going, how long you’re away, your health and the type of policy you choose.
At Freedom, we assess your circumstances as part of the quote process. We offer a range of travel insurance options subject to the relevant policy terms and medical screening.
You may be taking longer holidays, booking several trips a year or visiting destinations you’ve always wanted to see.
When comparing travel insurance, consider your destination, trip length, health and planned activities.
Medical cover
Cancellation cover
Trip duration
Destination
Activities and cruise cover
From cruises to more adventurous activities, check whether your plans are covered or whether you need to add additional cover to your policy.
Excesses and exclusions
Don’t choose a policy on price alone. A cheaper premium isn’t necessarily better value if the policy has an excess or exclusions that don’t suit your circumstances.
Travel insurance can provide cover for unexpected events before and during your trip, depending on the policy you choose.
Emergency medical expenses and repatriation
If you become unexpectedly ill or are injured abroad, your policy may cover eligible emergency medical treatment and medically necessary repatriation.
Freedom offers 24/7 emergency assistance should you need it while away and up to £10 million of emergency medical and repatriation cover.*
Cancellation and curtailment
If an insured event means you need to cancel before travelling or cut your trip short, your policy may provide cancellation or curtailment cover.
Freedom offers up to £15,000 cancellation and curtailment cover per person, per trip.*
Cancellation cover starts when you buy your policy, so arranging your insurance soon after booking can help protect you against certain unexpected events that happen before you travel.
Missed departure
If an insured event causes you to miss your scheduled departure, you may be able to claim eligible additional travel or accommodation expenses.
Freedom offers up to £2,500 of missed departure cover.*
Baggage and personal belongings
Your travel insurance may provide cover for baggage and personal belongings if they’re lost, stolen or damaged as a result of an insured event.
Freedom offers up to £3,000 cover for baggage and personal belongings.*
Other benefits
Depending on the policy and options selected, you may also have benefits such as travel delay, personal liability and personal accident.
Always check your policy wording for the full cover, limits, exclusions and conditions.
*All benefits subject to the terms and conditions of your policy.
Having a medical condition doesn’t automatically mean you can’t get travel insurance.
At Freedom, we specialise in travel insurance for people with pre-existing medical conditions. When you get a quote, we’ll ask about your health and medical history as part of our medical screening.
This helps us assess what cover may be available for your circumstances and trip.
It’s important to be open and accurate during medical screening. If a relevant condition isn’t declared, you may not have cover for claims relating to it.
We consider a wide range of pre-existing medical conditions, depending on your circumstances and medical assessment.
This can include conditions such as diabetes, high blood pressure, heart conditions, asthma and cancer, as well as many other medical conditions.
If you’re receiving medical treatment, you can still apply for a quote. We can consider cover for people receiving treatment, including chemotherapy.
However, travel insurance does not cover the cost of ongoing medical treatment that you already know you will need during your trip, such as planned dialysis or cancer treatment.
If your health, medication or treatment changes after you’ve bought your policy but before you travel, you need to tell us.
Freedom operates an ongoing medical warranty, so we may need to ask additional questions and reassess the cover available to you.
Get a quote based on your circumstances.
There’s no single price for travel insurance over 60. The cost is based on your individual circumstances and the trip you’re planning.
Things that can influence your premium include:
If you have pre-existing medical conditions, your answers during medical screening can also affect both the price and the cover available.
The most accurate way to find out what your travel insurance could cost is to get a quote based on your own trip.
Should I choose single trip or annual travel insurance?
The right type of policy depends mainly on how often you travel and the length of each trip.
Single trip travel insurance
Single trip cover protects you for one specific journey.
It’s useful if you’re only travelling once or want cover tailored specifically to the trip you’re taking.
Annual multi-trip travel insurance
If you’re likely to travel several times during the year, annual multi-trip insurance can save you arranging separate travel insurance cover for every trip.
Remember to check the maximum duration for each individual trip and whether your destinations and activities are covered.
Going on a cruise? Check whether your travel insurance includes the cruise-specific cover you need.
Cruise cover can be added to your Freedom travel insurance for additional protection against certain cruise-specific events.
What can cruise travel insurance cover?
Depending on your policy, cruise cover may include:
Cruise cover is an additional option, so check that it’s included in your policy and read the relevant terms, conditions and exclusions before you travel.
Once your holiday is booked, there are a few important things to check before you set off.
Arrange your insurance when you book
Buying your travel insurance soon after booking means your cancellation cover starts when you buy your policy, helping protect you against certain unexpected events that can happen before your trip.
Check Your Medical Information
Tell us about any relevant changes to your health, medication or treatment before you travel.
This is particularly important if you’ve declared a pre-existing medical condition as part of your medical screening.
Check Your Policy
Before you travel, make sure:
Keep your policy documents and emergency assistance details somewhere accessible while you’re away.
Single trip and annual multi-trip insurance are designed for different travel plans. Whether you’re planning one holiday or several trips throughout the year, choose the option that suits how you travel.
Cruising is a popular choice for many travellers over 60 – and we’ve got a policy to match. Our cruise add-on ensures you’re covered for all cruise-specific risks, including:
Don’t set sail without it!
We’ve been helping people with pre-existing medical conditions arrange travel insurance for more than 20 years.
We’re an FCA-authorised insurance intermediary and work with a range of A-rated insurers to offer specialist travel insurance options.
Specialist travel insurance experience
Trusting Freedom with their travel insurance
Dedicated UK contact centre
A choice of insurance options
Getting you covered.
Cancellation & Curtailment
Emergency Medical & Repatriation
Missed Departure
Baggage and Personal Belongings
Excess
Getting you covered.
Up to £15,000
Up to £10m
Up to £2,500
Up to £3,000
From as little as £0
Cover is per person, per trip.
No jargon, just straightforward cover. We believe travel insurance should be easy to understand, that’s why we’ve made our policies straightforward with flexible options. You choose what’s right for your trip, and we’ll take care of the rest.
Read the policy wording for full details.
Rated Exceptional by genuine customers
3,000+ reviews on Feefo, rated 4.8 out of 5
“Best ever for those with medical issues. I could not believe the price I paid for our travel insurance. This is now my go-to company for travel insurance and I would not hesitate to recommend them. Don’t waste time looking elsewhere.”
Margaret
“Every time I need to re-do my insurance its no problem to them. They make it a pleasure. Just lovely friendly people.”
Leah
“The telephone manner of the young man who assisted me was exceptional – hence this review. Polite, clear in what he was offering, took time to listen to what I believed I needed and did not try to upsell.”
Kevin
“I was struggling to afford travel insurance until I came across Freedom Insurance. So happy that I’m covered for my upcoming holiday.”
Graham
“I found your agent so extremely helpful and patient. He took time to explain the different policies in a clear and easy manner, and answered all my questions with kindness and patience.”
Anne
Some of our most frequently asked questions.
Our travel insurance products are available to permanent UK residents who are registered with a GP in the UK. Some of our products can also cover residents of the Channel Islands or Isle of Man. You need to be fit to travel at the time of purchasing travel insurance cover.
We use a medical risk assessment tool to enable us to provide you with a quote. You will be asked a number of questions about your medical status. From the information provided we will base our quotes on your health status.
Yes. Our aim is to cover you fully, if you do not declare all of your pre-existing medical conditions then you will not be fully covered in the event of a claim and risk invalidating your insurance.
As we operate an on-going medical warranty, you will need to inform us of any health changes that occur between your quotation/purchase date and the date of travel. We may be required to ask additional questions to ensure your travel insurance is up to date and fully covering you for the trip.
We cover you from the time you start your trip right up until the day you return back to the UK, (except for cancellation cover which starts when you buy the policy and ends when you start your trip).
We accept all major debit and credit cards including American Express. You can make payment online during the customer quote journey, or by calling the Freedom team on 01223 454 290.
We’ll consider cover for people while they are receiving medical treatment including chemotherapy. We base all our quotes on individual circumstances. However, we cannot cover the actual cost of any on-going treatment that you know you will require during the trip, such as dialysis or cancer treatments.
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