Call our UK team on
Monday to Friday: 9am to 5pm
Closed Weekends & Bank Holidays
Finding the right travel insurance when you’re over 80 can be challenging – but at Freedom Insurance, we believe age should never stop you from seeing the world.
Whether you’re planning a short city break in Europe, a cruise around the Mediterranean, or a once-in-a-lifetime holiday to visit family abroad, we offer affordable, reliable cover tailored for travellers over 80.
We specialise in cover for senior travellers, including those with pre-existing medical conditions. Many insurers either refuse cover after a certain age or charge sky-high premiums – but we’re here to make travel insurance simple, fair, and affordable.
With Freedom Insurance, you can enjoy:
We know health needs change with age, and that’s why our policies include medical cover designed for senior travellers. After a quick and confidential medical screening, we can include cover for a wide range of conditions, so you can travel with peace of mind.
From minor ongoing issues to more complex conditions, we aim to provide cover that protects both your health and your wallet.
If you’re taking a cruise, you’ll need specialist cruise cover. Our policies can include:
Read our blog to discover the best time to book your travel insurance.
We’re more than just a policy provider – we’re your travel protection partner. Our UK-based team specialises in insurance for older travellers, offering friendly service, clear terms, and competitive prices.
Travel should be exciting, not stressful. With Freedom Insurance, you can book your next adventure knowing you’re covered every step of the way. Get your free quote in minutes – no hidden fees, no fuss, just great-value over 80s travel insurance that works for you.
Absolutely. The risk of unexpected costs abroad is far greater without cover – especially if you need medical treatment overseas, where bills can reach thousands of pounds per day. Travel insurance protects you from:
Without a policy, even a simple fall or hospital visit could turn a dream trip into a financial nightmare.
Getting you covered.
Cancellation & Curtailment
Emergency Medical & Repatriation
Missed Departure
Baggage and Personal Belongings
Excess
Getting you covered.
Up to £15,000
Up to £10m
Up to £2,500
Up to £3,000
From as little as £25
Cover is per person, per trip.
No jargon, just simple cover you can trust. We believe travel insurance should be easy to understand, that’s why we’ve made our policies straightforward with flexible options. You choose what’s right for your trip, and we’ll take care of the rest.
Read the policy wording for full details.
“Best ever for those with medical issues. I could not believe the price I paid for our travel insurance. This is now my go-to company for travel insurance and I would not hesitate to recommend them. Don’t waste time looking elsewhere.”
Margaret
“Every time I need to re-do my insurance its no problem to them. They make it a pleasure. Just lovely friendly people.”
Leah
“The telephone manner of the young man who assisted me was exceptional – hence this review. Polite, clear in what he was offering, took time to listen to what I believed I needed and did not try to upsell.”
Kevin
“I was struggling to afford travel insurance until I came across Freedom Insurance. So happy that I’m covered for my upcoming holiday.”
Graham
“I found your agent so extremely helpful and patient. He took time to explain the different policies in a clear and easy manner, and answered all my questions with kindness and patience.”
Anne
Some of our most frequently asked questions.
Our travel insurance products are available to permanent UK residents who are registered with a GP in the UK. Some of our products can also cover residents of the Channel Islands or Isle of Man. You need to be fit to travel at the time of purchasing travel insurance cover.
We use a medical risk assessment tool to enable us to provide you with a quote. You will be asked a number of questions about your medical status. From the information provided we will base our quotes on your health status.
Yes. Our aim is to cover you fully, if you do not declare all of your pre-existing medical conditions then you will not be fully covered in the event of a claim and risk invalidating your insurance.
As we operate an on-going medical warranty, you will need to inform us of any health changes that occur between your quotation/purchase date and the date of travel. We may be required to ask additional questions to ensure your travel insurance is up to date and fully covering you for the trip.
We cover you from the time you start your trip right up until the day you return back to the UK, (except for cancellation cover which starts when you buy the policy and ends when you start your trip).
We accept all major debit and credit cards including American Express. You can make payment online during the customer quote journey, or by calling the Freedom team on 01223 454 290.
We’ll consider cover for people while they are receiving medical treatment including chemotherapy. We base all our quotes on individual circumstances. However, we cannot cover the actual cost of any on-going treatment that you know you will require during the trip, such as dialysis or cancer treatments.
Call us (Mon - Fri: 9am - 5pm)
Email us
Subscribe to our newsletter for an introductory discount* and receive our latest travel tips!
*See our T&Cs for offer information.
