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Enjoy your German adventure with the right travel insurance, including cover for pre-existing medical conditions.
Planning a holiday to Germany? Whether you’re exploring the cultural sights of Berlin, visiting the castles of Bavaria, or enjoying a scenic drive along the Romantic Road, it’s essential to have comprehensive travel insurance for Germany. At Freedom Insurance, we help make sure you’re protected, so you can focus on enjoying your trip.
While Germany is a popular and safe destination for UK travellers, unexpected issues like medical emergencies, lost luggage, or flight cancellations can still occur. Having the right Germany travel insurance ensures you’re covered if the unexpected happens.
Although your GHIC (Global Health Insurance Card) provides access to some state healthcare in Germany, it won’t cover private treatment, repatriation to the UK, or non-medical problems. That’s why Freedom Insurance offers tailored protection for your trip.
Germany offers something for every kind of traveller. With Freedom Insurance by your side, you can enjoy the country’s most iconic destinations:
Berlin – Explore historic landmarks like the Brandenburg Gate and vibrant arts scenes
Munich – Experience traditional Bavarian culture and visit the famous Oktoberfest
Black Forest – Discover scenic hiking trails and charming villages
Rhine Valley – Enjoy stunning river cruises and picturesque castles
Bavarian Alps – Perfect for skiing, hiking, and outdoor adventures
No matter where your German adventure takes you, we’ve got you covered.
At Freedom Insurance, we offer a range of flexible cover levels tailored to suit your trip – from short city breaks to extended stays in Germany:
Emergency medical expenses
Cover for pre-existing medical conditions
Trip cancellation and curtailment
Lost, stolen, or damaged baggage
Missed departure and travel disruption
Personal liability and legal expenses
Whether you’re exploring Berlin, Munich, the Bavarian Alps, or the Rhine Valley, our policies are designed to give you complete peace of mind.
Don’t leave your German holiday to chance. Get fast, reliable travel insurance today with Freedom Insurance. Simply answer a few quick questions to receive a no-obligation quote tailored to your needs.
Get a quote online or speak to our friendly UK-based team on 01223 446 914.
Many insurers won’t cover pre-existing medical conditions – but at Freedom Insurance, it’s what we specialise in. We offer travel insurance for Germany that includes cover for a wide range of conditions, such as diabetes, heart conditions, cancer, and more. Everyone deserves to travel with confidence, no matter their health.
Just declare your condition using our simple medical screening process, and we’ll tailor your cover to suit your needs – no hidden surprises, no added stress.
Getting you covered.
Cancellation & Curtailment
Emergency Medical & Repatriation
Missed Departure
Baggage and Personal Belongings
Excess
Getting you covered.
Up to £15,000
Up to £10m
Up to £2,500
Up to £3,000
From as little as £25
Cover is per person, per trip.
No jargon, just simple cover you can trust. We believe travel insurance should be easy to understand, that’s why we’ve made our policies straightforward with flexible options. You choose what’s right for your trip, and we’ll take care of the rest.
Read the policy wording for full details.
“Best ever for those with medical issues. I could not believe the price I paid for our travel insurance. This is now my go-to company for travel insurance and I would not hesitate to recommend them. Don’t waste time looking elsewhere.”
Margaret
“Every time I need to re-do my insurance its no problem to them. They make it a pleasure. Just lovely friendly people.”
Leah
“The telephone manner of the young man who assisted me was exceptional – hence this review. Polite, clear in what he was offering, took time to listen to what I believed I needed and did not try to upsell.”
Kevin
“I was struggling to afford travel insurance until I came across Freedom Insurance. So happy that I’m covered for my upcoming holiday.”
Graham
“I found your agent so extremely helpful and patient. He took time to explain the different policies in a clear and easy manner, and answered all my questions with kindness and patience.”
Anne
Some of our most frequently asked questions.
Our travel insurance products are available to permanent UK residents who are registered with a GP in the UK. Some of our products can also cover residents of the Channel Islands or Isle of Man. You need to be fit to travel at the time of purchasing travel insurance cover.
We use a medical risk assessment tool to enable us to provide you with a quote. You will be asked a number of questions about your medical status. From the information provided we will base our quotes on your health status.
Yes. Our aim is to cover you fully, if you do not declare all of your pre-existing medical conditions then you will not be fully covered in the event of a claim and risk invalidating your insurance.
As we operate an on-going medical warranty, you will need to inform us of any health changes that occur between your quotation/purchase date and the date of travel. We may be required to ask additional questions to ensure your travel insurance is up to date and fully covering you for the trip.
We cover you from the time you start your trip right up until the day you return back to the UK, (except for cancellation cover which starts when you buy the policy and ends when you start your trip).
We accept all major debit and credit cards including American Express. You can make payment online during the customer quote journey, or by calling the Freedom team on 01223 454 290.
We’ll consider cover for people while they are receiving medical treatment including chemotherapy. We base all our quotes on individual circumstances. However, we cannot cover the actual cost of any on-going treatment that you know you will require during the trip, such as dialysis or cancer treatments.
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