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Make your worldwide adventure safe and secure with reliable USA travel insurance – including medical cover, emergency assistance and peace of mind from start to finish.
Whether you’re planning a family holiday to Florida, a road trip across the States, a city break in New York, or a business trip to California, having the right travel insurance for the USA is essential. Medical costs abroad can run into tens of thousands of pounds, and travel disruptions or lost baggage can quickly turn a dream trip into a stressful experience.
Freedom offers comprehensive USA travel insurance tailored to UK travellers with pre-existing medical conditions. Cover includes emergency medical expenses, pre-existing medical conditions, trip cancellation, baggage cover and round-the-clock emergency assistance.
The United States healthcare system does not provide free treatment for visitors, so even a minor injury or fall can cost thousands of pounds in treatment. Travel insurance for the USA ensures you’re covered for:
Emergency medical expenses – including repatriation if required
Pre-existing medical conditions – subject to screening and approval
Trip cancellations or delays
Lost, stolen or delayed baggage
24/7 emergency helpline while abroad
Freedom policies are flexible to suit different types of travellers, from single trip cover to annual multi-trip insurance covering multiple visits to the USA and worldwide destinations over 12 months, giving you confidence that you’re protected for health emergencies, travel mishaps and unexpected events.
Yes, we understand that many UK travellers have ongoing health needs. Freedom offers travel insurance that can include cover for a wide range of pre-existing medical conditions. You will be asked a few straightforward questions about your medical history, and our team will help tailor the right cover for you. You must declare all pre-existing conditions during the quote process, failing to do so could invalidate your policy and risk claims being rejected.
Most UK passport holders require a valid ESTA visa waiver or a US travel visa before travelling to the USA. This must be arranged before departure. Travel insurance does not replace the need for correct travel documents but it does provide essential financial protection during your stay. Check the latest US entry requirements on official government sites before you travel.
Getting a quote with Freedom is simple:
Get a Quote for USA Travel Insurance
You can also call 01223 446 914 to discuss your trip and any special requirements such as hazardous sports or activities.
Getting you covered.
Cancellation & Curtailment
Emergency Medical & Repatriation
Missed Departure
Baggage and Personal Belongings
Excess
Getting you covered.
Up to £15,000
Up to £10m
Up to £2,500
Up to £3,000
From as little as £25
Cover is per person, per trip.
No jargon, just simple cover you can trust. We believe travel insurance should be easy to understand, that’s why we’ve made our policies straightforward with flexible options. You choose what’s right for your trip, and we’ll take care of the rest.
Read the policy wording for full details.
“Best ever for those with medical issues. I could not believe the price I paid for our travel insurance. This is now my go-to company for travel insurance and I would not hesitate to recommend them. Don’t waste time looking elsewhere.”
Margaret
“Every time I need to re-do my insurance its no problem to them. They make it a pleasure. Just lovely friendly people.”
Leah
“The telephone manner of the young man who assisted me was exceptional – hence this review. Polite, clear in what he was offering, took time to listen to what I believed I needed and did not try to upsell.”
Kevin
“I was struggling to afford travel insurance until I came across Freedom Insurance. So happy that I’m covered for my upcoming holiday.”
Graham
“I found your agent so extremely helpful and patient. He took time to explain the different policies in a clear and easy manner, and answered all my questions with kindness and patience.”
Anne
Some of our most frequently asked questions.
Our travel insurance products are available to permanent UK residents who are registered with a GP in the UK. Some of our products can also cover residents of the Channel Islands or Isle of Man. You need to be fit to travel at the time of purchasing travel insurance cover.
We use a medical risk assessment tool to enable us to provide you with a quote. You will be asked a number of questions about your medical status. From the information provided we will base our quotes on your health status.
Yes. Our aim is to cover you fully, if you do not declare all of your pre-existing medical conditions then you will not be fully covered in the event of a claim and risk invalidating your insurance.
As we operate an on-going medical warranty, you will need to inform us of any health changes that occur between your quotation/purchase date and the date of travel. We may be required to ask additional questions to ensure your travel insurance is up to date and fully covering you for the trip.
We cover you from the time you start your trip right up until the day you return back to the UK, (except for cancellation cover which starts when you buy the policy and ends when you start your trip).
We accept all major debit and credit cards including American Express. You can make payment online during the customer quote journey, or by calling the Freedom team on 01223 454 290.
We’ll consider cover for people while they are receiving medical treatment including chemotherapy. We base all our quotes on individual circumstances. However, we cannot cover the actual cost of any on-going treatment that you know you will require during the trip, such as dialysis or cancer treatments.
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