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Worldwide travel insurance for pre-existing medical conditions – Comprehensive global coverage you can trust.
When you’re travelling beyond Europe, it’s essential to factor in the cost of worldwide travel insurance, as premiums can vary greatly depending on your destination. Insurers assess risk based on potential medical expenses and repatriation costs in each country, which directly influences the quote you receive.
For example, the cost of medical treatment for a heart attack in the United States – including repatriation to the UK – can quickly exceed £100,000. In contrast, similar treatment within Europe would generally be far less expensive due to reciprocal healthcare agreements.
If you’re still deciding where to travel and want to understand how destination impacts your travel insurance premiums, we’re here to help. At Freedom, we offer expert guidance and personalised quotes for global travel insurance, especially for those with pre-existing medical conditions. Contact us today and we’ll be happy to compare travel insurance costs across multiple countries, helping you make an informed decision and plan your trip with confidence.
Flights, holidays, and cruises to destinations outside of Europe often come with a higher price tag—even if you’ve found a great deal. That’s why it’s essential to have reliable worldwide travel insurance in place to protect you in the event of an emergency far from home.
At Freedom, our global travel insurance is designed with long-haul trips in mind. We understand that medical treatment and repatriation costs can be significantly higher in countries beyond Europe, so our policies offer extensive cover to help ensure you’re not left out of pocket if the unexpected happens abroad.
If you’re finally embarking on that much-anticipated worldwide holiday, make sure you’re fully protected. Whether you need to cancel due to illness or require emergency medical treatment while overseas, our travel insurance policies include up to £10,000 cancellation cover per person and up to £10 million for emergency medical expenses and repatriation. Travel with confidence knowing you’ve got high-quality, worldwide holiday insurance from a provider who puts your wellbeing first.
At Freedom, we offer a wide range of worldwide travel insurance options tailored to your individual needs. Whether you’re planning a one-off getaway or multiple trips throughout the year, we provide worldwide single trip and annual multi-trip travel insurance with no upper age limit.
Our policies are suitable for solo travellers, couples, and families. No matter your travel plans, our UK-based team is here to help you find the most cost-effective and comprehensive cover for your holiday. Need extras like winter sports insurance, cruise cover, or protection for adventurous activities? We can add those too.
Getting a quote is quick and easy—either online or over the phone. Our friendly, knowledgeable travel insurance agents are available Monday to Friday to guide you through the process, ensuring you only pay for the cover you actually need.
Not sure where you’re heading yet? No problem. Contact us and we’ll provide quotes for multiple destinations, helping you plan your trip with a clear understanding of potential insurance costs.
Getting you covered.
Cancellation & Curtailment
Emergency Medical & Repatriation
Missed Departure
Baggage and Personal Belongings
Excess
Getting you covered.
Up to £10,000
Up to £10m
Up to £2,000
Up to £2,500
From as little as £50
Cover is per person, per trip.
No jargon, just simple cover you can trust. We believe travel insurance should be easy to understand, that’s why we’ve made our policies straightforward with flexible options. You choose what’s right for your trip, and we’ll take care of the rest.
“Best ever for those with medical issues. I could not believe the price I paid for our travel insurance. This is now my go-to company for travel insurance and I would not hesitate to recommend them. Don’t waste time looking elsewhere.”
Margaret
“Every time I need to re-do my insurance its no problem to them. They make it a pleasure. Just lovely friendly people.”
Leah
“The telephone manner of the young man who assisted me was exceptional – hence this review. Polite, clear in what he was offering, took time to listen to what I believed I needed and did not try to upsell.”
Kevin
“I was struggling to afford travel insurance until I came across Freedom Insurance. So happy that I’m covered for my upcoming holiday.”
Graham
“I found your agent so extremely helpful and patient. He took time to explain the different policies in a clear and easy manner, and answered all my questions with kindness and patience.”
Anne
Some of our most frequently asked questions.
Our travel insurance products are available to permanent UK residents who are registered with a GP in the UK. Some of our products can also cover residents of the Channel Islands or Isle of Man. You need to be fit to travel at the time of purchasing travel insurance cover.
We use a medical risk assessment tool to enable us to provide you with a quote. You will be asked a number of questions about your medical status. From the information provided we will base our quotes on your health status.
Yes. Our aim is to cover you fully, if you do not declare all of your pre-existing medical conditions then you will not be fully covered in the event of a claim and risk invalidating your insurance.
As we operate an on-going medical warranty, you will need to inform us of any health changes that occur between your quotation/purchase date and the date of travel. We may be required to ask additional questions to ensure your travel insurance is up to date and fully covering you for the trip.
We cover you from the time you start your trip right up until the day you return back to the UK, (except for cancellation cover which starts when you buy the policy and ends when you start your trip).
We accept all major debit and credit cards including American Express. You can make payment online during the customer quote journey, or by calling the Freedom team on 01223 454 290.
We’ll consider cover for people while they are receiving medical treatment including chemotherapy. We base all our quotes on individual circumstances. However, we cannot cover the actual cost of any on-going treatment that you know you will require during the trip, such as dialysis or cancer treatments.
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