travellers protected
Travel insurance for pre-existing medical conditions
For the last 20 years we’ve empowered travellers to explore the world with confidence and peace of mind.
Operating since
2002
Satisfied customers
98%
Total peace of mind
500,000
Options for all
99%
Options for all
99%
Total peace of mind
500,000
Satisfied customers
98%
Operating since
2002
Compare trusted travel insurance
Enjoy complete peace of mind on holiday with travel insurance you can rely on. Whether you’re planning a short city break, a family holiday abroad, or a long-haul adventure, quickly compare travel insurance to find the right cover at the right price.
Our easy-to-use website lets you quickly compare our product range, helping you secure reliable protection for the unexpected. From cancelled flights and lost luggage to medical emergencies overseas, the right travel insurance ensures you’re covered when it matters most.
Single trip cover in the UK, to Europe or Worldwide destinations for up to 365 days.
A yearly policy, providing cover for multiple trips in Europe or Worldwide.
Designed for people with pre-existing conditions by medical travel insurance experts.
UK-based customer support
Our contact centre offers friendly, expert support for all your travel insurance needs. Whether you’re comparing travel insurance, reviewing cover or getting a quote, our UK team is here to help.
We understand that choosing the right travel insurance can feel daunting, especially when pre-existing or more complex health conditions are involved, which is why our team is here to make the process simpler. With a strong focus on customer care, we support travellers with a wide range of medical and personal circumstances to ensure they receive appropriate cover and peace of mind before they travel.
Trusted by our customers
Rated Exceptional by genuine customers
2,700+ reviews on Feefo, rated 4.8 out of 5
“Best ever for those with medical issues. I could not believe the price I paid for our travel insurance. This is now my go-to company for travel insurance and I would not hesitate to recommend them. Don’t waste time looking elsewhere.”
Margaret
“Every time I need to re-do my insurance its no problem to them. They make it a pleasure. Just lovely friendly people.”
Leah
“The telephone manner of the young man who assisted me was exceptional – hence this review. Polite, clear in what he was offering, took time to listen to what I believed I needed and did not try to upsell.”
Kevin
“I was struggling to afford travel insurance until I came across Freedom Insurance. So happy that I’m covered for my upcoming holiday.”
Graham
“I found your agent so extremely helpful and patient. He took time to explain the different policies in a clear and easy manner, and answered all my questions with kindness and patience.”
Anne
Benefits
Getting you covered.
Cancellation & Curtailment
Emergency Medical & Repatriation
Missed Departure
Baggage and Personal Belongings
Excess
Benefits
Getting you covered.
Up to £15,000
Up to £10m
Up to £2,500
Up to £3,000
From as little as £0
Cover is per person, per trip.
What’s covered with Freedom Travel Insurance?
No jargon, just simple cover you can trust. We believe travel insurance should be easy to understand, that’s why we’ve made our policies straightforward with flexible options. You choose what’s right for your trip, and we’ll take care of the rest.
Read the policy wording for full details.
Benefits
Getting you covered.
Cancellation & Curtailment
Emergency Medical & Repatriation
Missed Departure
Baggage and Personal Belongings
Excess
Benefits
Getting you covered.
Up to £15,000
Up to £10m
Up to £2,500
Up to £3,000
From as little as £0
Cover is per person, per trip.
What’s covered with Freedom Travel Insurance?
No jargon, just simple cover you can trust. We believe travel insurance should be easy to understand, that’s why we’ve made our policies straightforward with flexible options. You choose what’s right for your trip, and we’ll take care of the rest.
Read the policy wording for full details.
Travel confidently with medical conditions
Travel with peace of mind knowing that having a medical condition doesn’t have to stop you exploring the world. Our travel insurance can provide cover for a wide range of pre-existing medical conditions, helping you stay protected before and during your trip.
Cover for all heart conditions, whether you’ve had surgery or are receiving ongoing treatment.
Travel insurance for all pre-existing medical conditions, designed by experts.
Guides to travel with confidence
From understanding your cover to planning trips with medical conditions, explore expert insights that help you travel safely and stress-free.
Featured
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FAQs
Some of our most frequently asked questions. Read more.
Who is eligible to purchase cover with Freedom?
Our travel insurance products are available to permanent UK residents who are registered with a GP in the UK. Some of our products can also cover residents of the Channel Islands or Isle of Man. You need to be fit to travel at the time of purchasing travel insurance cover.
How do you screen my medical conditions?
We use a medical risk assessment tool to enable us to provide you with a quote. You will be asked a number of questions about your medical status. From the information provided we will base our quotes on your health status.
Do I need to declare all of my pre-existing medical conditions?
Yes. Our aim is to cover you fully, if you do not declare all of your pre-existing medical conditions then you will not be fully covered in the event of a claim and risk invalidating your insurance.
Do I need to tell you if there is a change in health, medication or treatment before I travel?
As we operate an on-going medical warranty, you will need to inform us of any health changes that occur between your quotation/purchase date and the date of travel. We may be required to ask additional questions to ensure your travel insurance is up to date and fully covering you for the trip.
When should I start my policy?
We cover you from the time you start your trip right up until the day you return back to the UK, (except for cancellation cover which starts when you buy the policy and ends when you start your trip).
How can I pay for my travel insurance?
We accept all major debit and credit cards including American Express. You can make payment online during the customer quote journey, or by calling the Freedom team on 01223 454 290.
I am currently receiving treatment, will you insure me for travel?
We’ll consider cover for people while they are receiving medical treatment including chemotherapy. We base all our quotes on individual circumstances. However, we cannot cover the actual cost of any on-going treatment that you know you will require during the trip, such as dialysis or cancer treatments.
