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UK Travel Insurance

UK travel insurance designed for people with pre-existing conditions by medical travel insurance experts

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Medical Cover

Medical Cover

Medical Cover

Cancellation Cover

Medical Cover

Baggage Cover

Medical Cover

from £50
Policy Excess

View our policy benefits and cover limits

Benefit (excess) Silver Gold Platinum
Cancellation & Curtailment £1,500 (£100) £5,000 (£75) £10,000 (£50)
Emergency Medical & Repatriation £5,000,000 (£100) £10,000,000 (£75) £10,000,000 (£50)
Missed Departure £750 (£100) £1,000 (£75) £1,250 (£50)
Baggage and Personal Belongings £750 (£100) £1,000 (£75) £2,000 (£50)

Cover limits are per person, per trip.

View our policy wording and full list of cover benefits


Why cover trips within the UK

It's easy to overlook travel insurance if you aren't leaving the UK but it's important to consider your cancellation risk. If you have pre-existing medical conditions including all forms of cancer, heart conditions or stroke and have a sudden change to your health which causes you to cancel a trip within the UK, the Freedom policy will cover you to make a claim providing you have declared all relevant medical details.

We offer both single and annual multi-trip cover for UK trips. Our European annual multi-trip policy will also cover any trips within the UK or Channel Islands, providing you have at least 2 nights planned.

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OR 01223 446 914

Why not consider Annual Multi-Trip cover if you have several UK trips planned?


Our UK travel insurance also covers the Channel Islands

Our UK bracket automatically covers trips to the Channel Islands and Isle of Man


What does UK travel insurance cover?

The main benefits of purchasing UK travel insurance is to protect you from cancellation of your trip if you become ill beforehand and would be unable to travel. You would also be covered for loss of baggage


When to buy cover

You should purchase travel insurance when you buy the holiday, cancellation cover then applies from the date that you buy your insurance policy

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Get An Online Quote

OR 01223 446 914

Medical travel insurance for people travelling within the United Kingdom and Channel Islands

Your policy is valid for UK travel where you have at least two nights planned with either:

  • Pre-booked accommodation or
  • Pre-booked transport

Freedom offer cancellation cover that varies from £1,500 to £10,000 - meaning that you can select a policy which is suitable for each individual trip.

Our UK travel insurance also includes travelling to the Channel Islands.

Our team of friendly, medically aware travel insurance agents are here to help

Medical travel insurance frequently asked questions

Single trip travel insurance is available up to the age of 79. The available duration will vary depending on your age bracket. See the policy wording or call us if your dates are not returning a quotation as we may be able to explore alternative policies.

Our policies are available to you if you are permanently resident in the United Kingdom (UK) and registered with a general practitioner (GP) in the UK. There is no cover for residents of the Channel Islands or IOM 

Generally, Freedom is unable to offer cover for people on a waiting list for surgery but there are exceptions to the rule. Talk to the Freedom Call Centre on 01223 446 914 where we can look if there are any options available , it may be that we can find you a policy that excludes cover for the medical condition relating to the pending surgery.