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Specialist cruise travel insurance by Freedom, providing expert cover for pre-existing medical conditions.
Planning a cruise holiday? At Freedom Insurance, we understand that cruising offers a unique way to travel but it also comes with specific risks that standard travel insurance may not cover. That’s why we offer dedicated cruise travel insurance designed especially for travellers with pre-existing medical conditions.
Whether you’re setting sail around the Mediterranean, exploring the Norwegian fjords, or embarking on a world cruise, our specialist policies provide the comprehensive protection you need, so you can relax and enjoy every moment at sea.
We specialise in offering travel insurance for a wide range of medical conditions, including cancer, heart conditions, diabetes, respiratory illnesses, mental health conditions, and more.
Tick the Cruise option to apply cruise-specific benefits to your travel insurance policy, meeting the requirements of your cruise provider. These include missed port departure, cabin confinement and unused excursion cover.
Freedom believes that age shouldn’t hold you back from adventure. Our cruise insurance is available with no upper age limit, subject to medical screening.
Online isn’t for everyone. Get help from our experienced and understanding team. We’re based in the UK and always ready to assist, online or over the phone.
Our straightforward medical screening process allows you to declare your conditions quickly and confidentially. You’ll be guided through a series of questions to ensure the right level of cover for your health and your cruise itinerary.
We know that travelling with a medical condition can be daunting, and that’s why our team is trained to provide clear advice and flexible options tailored to your circumstances.
Getting you covered.
Cancellation & Curtailment
Emergency Medical & Repatriation
Missed Departure
Baggage and Personal Belongings
Excess
Getting you covered.
Up to £15,000
Up to £10m
Up to £2,500
Up to £3,000
From as little as £25
Cover is per person, per trip.
No jargon, just simple cover you can trust. We believe travel insurance should be easy to understand, that’s why we’ve made our policies straightforward with flexible options. You choose what’s right for your trip, and we’ll take care of the rest.
Read the policy wording for full details.
“Best ever for those with medical issues. I could not believe the price I paid for our travel insurance. This is now my go-to company for travel insurance and I would not hesitate to recommend them. Don’t waste time looking elsewhere.”
Margaret
“Every time I need to re-do my insurance its no problem to them. They make it a pleasure. Just lovely friendly people.”
Leah
“The telephone manner of the young man who assisted me was exceptional – hence this review. Polite, clear in what he was offering, took time to listen to what I believed I needed and did not try to upsell.”
Kevin
“I was struggling to afford travel insurance until I came across Freedom Insurance. So happy that I’m covered for my upcoming holiday.”
Graham
“I found your agent so extremely helpful and patient. He took time to explain the different policies in a clear and easy manner, and answered all my questions with kindness and patience.”
Anne
Some of our most frequently asked questions.
Our travel insurance products are available to permanent UK residents who are registered with a GP in the UK. Some of our products can also cover residents of the Channel Islands or Isle of Man. You need to be fit to travel at the time of purchasing travel insurance cover.
We use a medical risk assessment tool to enable us to provide you with a quote. You will be asked a number of questions about your medical status. From the information provided we will base our quotes on your health status.
Yes. Our aim is to cover you fully, if you do not declare all of your pre-existing medical conditions then you will not be fully covered in the event of a claim and risk invalidating your insurance.
As we operate an on-going medical warranty, you will need to inform us of any health changes that occur between your quotation/purchase date and the date of travel. We may be required to ask additional questions to ensure your travel insurance is up to date and fully covering you for the trip.
We cover you from the time you start your trip right up until the day you return back to the UK, (except for cancellation cover which starts when you buy the policy and ends when you start your trip).
We accept all major debit and credit cards including American Express. You can make payment online during the customer quote journey, or by calling the Freedom team on 01223 454 290.
We’ll consider cover for people while they are receiving medical treatment including chemotherapy. We base all our quotes on individual circumstances. However, we cannot cover the actual cost of any on-going treatment that you know you will require during the trip, such as dialysis or cancer treatments.
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