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Heart Attack Travel and Holiday Insurance

Designed for people following a heart attack by medical travel insurance experts

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Medical Cover

£10,000,000
Medical Cover

Medical Cover

£7,000
Cancellation Cover

Medical Cover

£1,500
Baggage Cover

Medical Cover

from £50
Policy Excess

View our policy benefits and cover limits

Benefit (excess) Silver Gold Platinum
Cancellation & Curtailment £1,500 (£100) £5,000 (£75) £7,000 (£50)
Emergency medical cover £5,000,000 (£100) £10,000,000 (£75) £10,000,000 (£50)
Repatriation £200,000 (£100) £200,000 (£75) £200,000 (£50)
Baggage and Personal Belongings £750 (£100) £1,000 (£75) £1,500 (£50)
Missed Departure £750 (£100) £1,000 (£75) £1,250 (£50)

Cover limits are per person, per trip.

View policy wording and full list of benefits

 

Why cover pre-existing medical conditions?

If you are a patient that has suffered a heart attack, we understand the importance of covering these conditions and any relating complications, therefore have developed a fully comprehensive policy which does just that! 

It’s important to ensure you have declared your heart condition, heart stents and any relating complications or treatment to make sure that you are fully covered if you have a change to your health circumstances. If you were to suffer chest pains whilst on holiday and have declared your previous heart condition, your policy will cover for emergency medical treatment, cancellation or to cut your holiday short if it's in any way related to your declared condition.

We know that many drugs can be prescribed as a precaution following the diagnosis of a heart attack, such as blood pressure, blood thinners or cholesterol but it is important that you inform us of anything that is prescribed and exactly what it is treating or preventing. This will ensure we have all the relevant information in the event of a claim.

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Freedom's been providing travel and holiday insurance to people with pre-existing medical conditions for over 17 years!

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Medical travel and holiday insurance for people following a heart attack

It can be advisable to obtain a travel insurance quote prior to booking your trip, as depending on the destination there can be a large variation in premiums. Freedom Insurance specialise in covering pre-existing medical conditions and do not want to penalise travellers for heart conditions that are well managed and under control. It’s important to tell us about your heart condition and any relating treatment, such as anticoagulants, blood pressure or cholesterol medication to ensure you are fully covered in the event of a claim.

Our prices are based on a person’s current state of health at the time of taking out a policy, so if you have in the past had a heart attack, we will tailor a policy that specifically meets your needs, making sure you have the right level of cover for your trip.

Freedom Travel Insurance

Why choose Freedom?

Award winning customer service

With over 2,000 reviews from our customers, we are proud to have received the Feefo Platinum Trusted Service award for 2020 following five consecutive years of excellent service!

Applying for travel and holiday insurance following a heart attack

You can apply here online or over the telephone; it’s quick, simple and totally confidential. To provide you with a quote, you’ll need to let us know where you are travelling to, and for how long. Make sure to declare your heart condition, if you have had heart stents and any other pre-existing medical conditions that apply to you and anyone else on the policy.

You will be guided through a medical screening questionnaire, where a series of relevant questions will be asked to assess your health. These questions should be answered accurately and to the best of your knowledge.

You will then be presented with available policy options, which include cover for declared medical conditions as well as cover for cancellation, baggage, personal accident and lots more.

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Consider where you are travelling to

Travel insurance is rated on which countries you are travelling to taking into account factors like your age and your medical history

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When to buy cover

It is always advisable to purchase cover when you buy your holiday as you are then protected for cancellation cover from the purchase date of the policy

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Medication

Pack additional supplies in case of delays, loss or theft and take your medication at the correct time, considering the potential change in time zone

"Excellent company and great service. I have used Freedom for many years. Peace of mind that we are covered for medical conditions and can enjoy our holiday. Very easy to use, online quotes and staff on the phones are very helpful, thanks."

Claire Davies

Tips for travellers with medical conditions

Medical screening and declaring pre-existing conditions

Insuring travelling companions on the same policy

Dealing with medical emergencies abroad

Our team of friendly, medically aware travel insurance agents are here to help

Medical travel insurance frequently asked questions

This would depend on how your heart attack was treated and how far you are travelling. If you have had a heart bypass to treat your heart attack and are travelling long haul you would normally need to wait 6 weeks before travelling. You should always ask your consultant/GP for their advice

We can provide single trip cover up to 365 days. Annual multi-trip policies are available up to the age of 80 with a maximum trip length of 31 days per trip (this can be increased to 45 days if you are under 75)

*Available trip duration may vary depending on age.

If there is a change in your health, prescribed medication or treatment before you go on holiday, let us know by telephone on 01223 446 914*. We are required to address any health changes to ensure you are fully covered on your insurance policy.

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