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Kidney Disease Travel and Holiday Insurance

Designed for people with kidney related medical conditions by medical travel insurance experts

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Medical Cover

Medical Cover

Medical Cover

Cancellation Cover

Medical Cover

Baggage Cover

Medical Cover

from £50
Policy Excess

View our policy benefits and cover limits

Benefit (excess) Silver Gold Platinum
Cancellation & Curtailment £1,500 (£100) £5,000 (£75) £10,000 (£50)
Emergency Medical & Repatriation £5,000,000 (£100) £10,000,000 (£75) £10,000,000 (£50)
Missed Departure £750 (£100) £1,000 (£75) £1,250 (£50)
Baggage and Personal Belongings £750 (£100) £1,000 (£75) £2,000 (£50)

Cover limits are per person, per trip.

View our policy wording and full list of cover benefits


Travel and holiday insurance for people with kidney conditions

More than 1.8 million people in England have been diagnosed with chronic kidney disease (CKD) and it is certainly something that you should mention to your insurance provider. The Freedom policy accounts for many scenarios, due to a sudden change in medical circumstances resulting in emergency hospital treatment to the cancellation of a planned trip.

If you're on dialysis, you will need to arrange to have it when abroad and normally; the renal unit at the hospital or your doctor can help with this. Please beware, the cost to receive dialysis, other than as emergency treatment, will not be covered by a Freedom policy.

For those of you that are on a waiting list for a kidney transplant, you will need to inform the hospital, who will remove you from the list for the period of time you are due to be away. Freedom cannot cover patients travelling against a doctor's advice or the cost to cancel or cut a holiday short should you remain on the list and be called up because a kidney becomes available.

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Freedom has been providing travel and holiday insurance to people with pre-existing medical conditions for over 20 years!

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Get An Online Quote

OR 01223 446 914

Kidney disease travel and holiday insurance at a fair price

Kidney related conditions are not automatically covered by travel insurance policies, so it’s important that you declare it and any other medical conditions you have been diagnosed with. Patients can apply for Freedom’s cover online or if you prefer to talk to someone, we have a friendly and experienced team of travel insurance agent who can help guide you through the process.

Our prices are based on a patient’s current state of health at the time of taking out a policy, so if you live with kidney disease we will tailor a policy that specifically meets your individual needs, making sure you have the right level of cover for your trip.

Help support the PKD charity:

This charity provides information, advice and support to patients affected by polycystic kidney disease and fund research into determining the causes to help discover treatments and a cure. You can help support the vital work of this charity by quoting ‘PKD’ when buying Freedom’s travel insurance over the telephone or when purchasing cover online via the ‘get a quote’ button on this webpage. For each policy sold via these routes, Freedom will make a donation to the charity at no extra cost to the buyer, whether you are a patient with polycystic kidney disease or not.

There are various ways in which you can help the PKD charity; by volunteering, fundraising or purchasing products via their online shop. Details can be found on their website. If you would like further information about the PKD charity or need some support, you can get in touch by:

T: 0300 111 1234

E: info@pkdcharity.org.uk

W: www.pkdcharity.org.uk

The PKD Charity, 91 Royal College St, London, NW1 0SE

Freedom Travel Insurance

Why choose Freedom?

Experienced, knowledgeable and medically aware

We are specialists and have been covering pre-existing kidney conditions for over 20 years! Our travel insurance agents are experienced and knowledgeable about a range of medical conditions.

Applying for travel and holiday insurance with a Kidney condition

Patients can apply here online or over the telephone; it’s quick, simple and totally confidential. To provide you with a quote, you’ll need to let us know where you are travelling to, and for how long. Make sure to declare your kidney condition and any other pre-existing medical conditions that applies to you and anyone else on the policy.

You will be guided through a medical screening questionnaire, where a series of relevant questions will be asked to assess your health. These questions should be answered accurately and to the best of your knowledge. You will then be presented with available policy options, which include cover for declared medical conditions as well as cover for cancellation, baggage, personal accident and lots more.

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Patients can discuss your travel plans with the renal unit if you require dialysis abroad. Request a copy of your medical information and any ongoing/previous treatment just in case you require treatment abroad


Stay hydrated

Staying well hydrated is vital to the health of your kidneys, so make sure that you have plenty of water, especially in warmer climates. Patients should take medication in their carry so that it’s easily accessible



Taking anti-rejection drugs can leave you vulnerable to infection, speak with your doctor to ensure you have taken all necessary precautions to avoid infection whilst travelling

Tips for travellers with medical conditions

Medical screening and declaring pre-existing conditions

Insuring travelling companions on the same policy

Dealing with medical emergencies abroad

Our team of friendly, medically aware travel insurance agents are here to help

Medical travel insurance frequently asked questions

Providing you're fit to travel, we can look into providing cover for your trip. If you are travelling abroad and you are on dialysis you need to make prior arrangements for your treatment. Please view the page from Kidney UK which explains what you need to do.

If your kidney disease is stage 2/3 and you are not on dialysis then we can have a look at an annual quotation. It would also be worth considering a single trip policy as the quotation and medical screening is then based on where you actually travelling to.

No, as you were already on a waiting list at the time of taking out the policy we would not cover you for cancellation of your trip. However, we can look into offering you a policy that would cover you for any unforeseen reason to cancel your trip linked to your kidney disease even while awaiting a transplant.