Medical travel insurance
Designed for people with pre-existing conditions by medical travel insurance experts.
- A-Rated insurer
- 24hr medical assistance
- Award winning service
- All medical conditions considered
Travel insurance built around your medical conditions
Finding travel insurance with a pre-existing medical condition doesn’t have to be complicated. Freedom specialises in exactly this, providing comprehensive medical travel insurance for UK travellers who need their health history covered.
We work with people managing all kinds of conditions, including diabetes, heart conditions, cancer, asthma, and more. Whether your condition is ongoing, recently diagnosed, or well-managed, we take the time to understand your situation and find a policy that genuinely covers you.
As an FCA-authorised intermediary with over 20 years in the industry, we’ve helped thousands of travellers with pre-existing conditions take the holidays they deserve, with emergency medical cover, cancellation protection, and 24-hour medical assistance included as standard.
Because having a health condition is not a reason to stay at home.
Get a free quote today, you can compare up to 18 options from a panel of leading insurers, including A-rated providers. and it only takes a few minutes!
What medical conditions can we cover?
We’ve been covering pre-existing conditions for more than 20 years. Whatever your diagnosis, it’s worth getting a quote. Here are some of the conditions we cover every day.
Cancer
Bowel Cancer – Don’t let your bowel cancer diagnosis stop you from exploring the world – discover how we can help cover your bowel cancer.
Breast Cancer – Whether you’re undergoing treatment or in remission, find out if we can provide travel insurance that covers your breast cancer.
Cancer – Our policies are designed to provide peace of mind, helping you travel with confidence despite your cancer diagnosis.
Myeloma – Whether you’re currently undergoing treatment or are in remission, we can provide tailored cover for your myeloma.
Prostate Cancer – Getting travel insurance with prostate cancer can be difficult, but we’re here to make it easier.
Heart & Circulatory Conditions
Angina – Whether you’ve recently been diagnosed or have been managing angina for years, we may be able to offer tailored cover for your angina.
Heart Attack – Whether it’s a recent heart attack or one in the past, we can provide tailored cover for your heart attack.
Heart Condition – Travelling with a heart condition doesn’t have to be stressful – we offer comprehensive protection for your heart condition.
High Blood Pressure – Don’t let high blood pressure hold you back – get covered for your high blood pressure with ease.
High & Controlled Cholesterol – Travel confidently with cover for your high cholesterol or well-managed cholesterol.
Respiratory Conditions
Asthma – From mild to severe asthma, get a quote for comprehensive cover suited to your asthma needs.
Chronic Illnesses & Disorders
Diabetes (Type 1 & Type 2) – Managing diabetes shouldn’t mean giving up on travel – find out how our cover can protect your diabetes.
Epilepsy – With epilepsy, travel can still be safe and worry-free. Let us offer you specialist insurance for your epilepsy.
Kidney Disease – For those with kidney disease, we provide tailored travel insurance to suit your kidney disease needs.
Lupus – Explore the world without worry – we can help cover you for your lupus.
Neurological & Mental Health Conditions
Mental Health Conditions – Your mental health conditions are important, and our policies can offer support and protection for a range of mental health conditions.
Parkinson’s Disease – Travelling with Parkinson’s disease doesn’t have to be a challenge – find out how we can help cover your Parkinson’s disease.
Stroke & TIA – Whether you’ve had a stroke or a transient ischaemic attack, we’re here to provide peace of mind with specialist cover for your stroke or TIA.
Why medical travel insurance matters
If something goes wrong abroad – a hospital admission, a cancelled trip or a medical emergency, the costs can be significant. The right travel insurance means you can focus on getting better, not worrying about the bill.
Here’s what Freedom’s medical travel insurance includes:
- Emergency medical cover – Protection for medical treatment, hospital stays, and repatriation home if needed, up to £10 million.
- Cancellation and curtailment – If you need to cancel or cut your trip short because of your health, we’re able to cover you up to £15,000 per person.
- Cover for the whole party – Add family members or travel companions to your policy so everyone travels with the same peace of mind.
- Pricing based on your health today – We assess your current condition, not just your diagnosis, which means many of our customers find cover more affordable than they expected.
Benefits
Getting you covered.
Cancellation & Curtailment
Emergency Medical & Repatriation
Missed Departure
Baggage and Personal Belongings
Excess
Benefits
Getting you covered.
Up to £15,000
Up to £10m
Up to £2,500
Up to £3,000
From as little as £0
Cover is per person, per trip.
What’s covered with Freedom Travel Insurance?
No jargon, just simple cover you can trust. We believe travel insurance should be easy to understand, that’s why we’ve made our policies straightforward with flexible options. You choose what’s right for your trip, and we’ll take care of the rest.
Read the policy wording for full details.
FAQs
Some of our most frequently asked questions.
What does Freedom Insurance cover if I need medical assistance abroad?
Freedom Insurance offers comprehensive medical coverage, including emergency medical treatment, hospital stays, and necessary repatriation. Be sure to check your policy documents for full details on cover limits and any specific conditions related to your medical history.
Can I get cover if I'm already abroad?
Freedom policies are generally designed to be purchased before you travel. However we do offer a specific product if you’ve already left the UK, take a look at our Already Travelling Travel Insurance.
How do I make a claim if something happens during my trip?
To make a claim, you can contact Freedom via the phone number or email provided in your policy documents. Our claims team will guide you through the process, ensuring you have the right support and documentation for a smooth and efficient claim experience.
What destinations are covered by Freedom Insurance policies?
Freedom offers cover for most destinations worldwide, though some high-risk areas may be excluded. If you’re not sure if you’re destination is covered, get in touch with us and we can put your mind at ease.
